First National Bank
Chicago Heights, IL — Domestic Branch of a Domestic Bank
Acquired Feb 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 29,896 | 8,664 |
Income from Lease Financing Receivables | — | 2,252 |
48 | 152 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 21 | 79 |
Income on Loans and Leases (TE) | 29,917 | 8,760 |
Investment Interest Income (TE) | 2,186 | 1,848 |
Total Interest Income (TE) | 33,231 | 10,831 |
Total Interest Expense | 13,573 | 4,794 |
Net Interest Income (TE) | 19,658 | 6,074 |
Non-Interest Income | 3,016 | 1,168 |
Adjusted Operating Income (TE) | 22,674 | 7,321 |
Non-interest Expense | 13,672 | 4,516 |
Provision for Loan & Lease Losses | — | 1,092 |
Pretax Operating Income (TE) | 10,011 | 10,606 |
Pretax Net Operating Income (TE) | 10,001 | 10,736 |
Applicable Income Taxes | 132 | 3,591 |
Net Operating Income | 9,833 | 7,172 |
Net Income | 9,833 | 7,184 |
Cash Dividends Declared | 9,800 | 3,470 |
Retained Earnings | 33 | 4,980 |