Vitals
  • Total Assets
    233.0M 8.8 %
  • Total Deposits
    197.4M 42.2 %
  • Total Net Loans
    189.5M 32.4 %
  • Net Income
    3.0M 128.3 %
  • Book Value
    35.2M 17.7 %
  • Book Value x2
    70.4M 17.7 %
  • Book Value x3
    105.6M 17.7 %
ROAA

1.345

ROAE

9.211

Efficiency Ratio

58.318

Net Interest Margin

4.464

Balance Sheet Highlights
Financial Highlights First National Bank Of Southern California All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 232,999 1,346,313
Total Net Loans 189,513 907,793
Total Deposits 197,388 1,084,972
Total Equity 35,206 169,778
Profitability
Net Income 2,968 12,577
Return on Average Assets 1.345 .955
Return on Average Equity 9.211 8.072
Net Interest Margin 4.464 3.784
Efficiency Ratio 58.318 64.937
Noninterest Income/Revenue 3.432 13.682
Balance Sheet Ratios
Loan-to-Deposit 96.01 83.983
Securities/Assets .054 .141
Total Equity/Total Assets .151 .126
Tangible Equity/Tangible Assets .147 .113
Capital Adequacy
Tier 1 Common Capital 35,154 147,337
Tier 1 Capital 35,154 147,552
Tier 2 Capital 2,296 11,893
Total Capital 37,450 160,236
Total Risk Weighted Assets 205,212 1,009,488
Leverage Ratio 15.44 11.256
Common Equity Tier 1 Capital Ratio 17.13 14.697
Tier 1 Capital Ratio 17.13 14.792
Total Capital Ratio 18.25 16.005

Timeline for First National Bank Of Southern California

C3 Bancorp

C3 Bancorp became a new parent organization for First National Bank Of Southern California.

View Profile Apr 01 2016

First National Bank Of North County

Acquisition: First National Bank Of Southern California acquired a new subsidiary, First National Bank Of North County, 16 years

View Profile Nov 11 2007

Duke Financial Group, Inc.

Duke Financial Group, Inc. became a new parent organization for First National Bank Of Southern California.

View Profile Oct 23 1996

First National Bank Of Southern California

First National Bank Of Southern California was established 39 years ago and is currently headquartered in Riverside, CA.

Jun 01 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of North County Seller 110,427 Pooling of Interests Discontinued 11/11/2007
Relationships Role Relationship Start Relationship End
C3 Bancorp Parent 4/1/2016
Duke Financial Group, Inc. Parent 7/1/1997 3/6/2014
Duke Financial Group, Inc. Parent 3/4/1997 6/30/1997
Duke Financial Group, Inc. Parent 11/7/1996 3/3/1997
Duke Financial Group, Inc. Parent 10/23/1996 11/6/1996
Similar Organizations
Organization City State Total Assets
The Ozona National Bank
 		Ozona TX 232.6M
Gilmer National Bank, Gilmer, Texas
 		Gilmer TX 232.6M
The First National Bank Of Bangor
 		Bangor WI 230.8M
The Havana National Bank
 		Havana IL 230.0M
The Central National Bank Of Poteau
 		Poteau OK 229.3M
The Anna -Jonesboro National Bank
 		Anna IL 236.2M
Falcon National Bank
 		Foley MN 227.7M
The First National Bank Of Grayson
 		Grayson KY 238.0M
Texstar National Bank
 		Universal City TX 231.6M
American National Bank Of Minnesota
 		Baxter MN 239.6M