Vitals
  • Total Assets
    152.9M 1.5 %
  • Total Deposits
    130.1M -1.0 %
  • Total Net Loans
    71.9M -5.9 %
  • Net Income
    369000.0000 23.8 %
  • Book Value
    12.2M 7.2 %
  • Book Value x2
    24.4M 7.2 %
  • Book Value x3
    36.5M 7.2 %
ROAA

.957

ROAE

12.611

Efficiency Ratio

61.804

Net Interest Margin

3.596

Balance Sheet Highlights
Financial Highlights First National Bank And Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 152,852 133,432
Total Net Loans 71,946 86,171
Total Deposits 130,139 108,076
Total Equity 12,177 13,607
Profitability
Net Income 369 571
Return on Average Assets .957 1.252
Return on Average Equity 12.611 12.505
Net Interest Margin 3.596 4.077
Efficiency Ratio 61.804 64.083
Noninterest Income/Revenue 8.263 12.503
Balance Sheet Ratios
Loan-to-Deposit 55.284 78.092
Securities/Assets .407 .385
Total Equity/Total Assets .08 .102
Tangible Equity/Tangible Assets .08 .044
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,615 12,752
Tier 2 Capital 1,078 1,017
Total Capital 11,693 13,776
Total Risk Weighted Assets 85,706 87,046
Leverage Ratio 6.88 9.722
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.39 15.488
Total Capital Ratio 13.64 16.67

Timeline for First National Bank And Trust Company

Whitaker Bank

First National Bank And Trust Company was acquired by Whitaker Bank 20 years

View Profile May 22 2004

Whitaker Bank Corporation Of Kentucky

Whitaker Bank Corporation Of Kentucky became a new parent organization for First National Bank And Trust Company.

View Profile Jan 01 1994

Whitaker Bancshares, Inc.

Whitaker Bancshares, Inc. became a new parent organization for First National Bank And Trust Company.

View Profile Feb 20 1989

Cardinal Corporation, The

Cardinal Corporation, The became a new parent organization for First National Bank And Trust Company.

View Profile Dec 31 1970

Georgetown National Bank

Acquisition: First National Bank And Trust Company acquired a new subsidiary, Georgetown National Bank , 59 years

View Profile Aug 31 1964

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Complete timeline for First National Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Whitaker Bank Buyer 1,336,466 Pooling of Interests Discontinued 5/22/2004
Georgetown National Bank Seller Discontinued 8/31/1964
Farmers Deposit Bank Of Sadieville Seller Discontinued 6/17/1963
Relationships Role Relationship Start Relationship End
Whitaker Bank Corporation Of Kentucky Parent 1/1/1994 5/21/2004
Whitaker Bancshares, Inc. Parent 4/13/1989 12/31/1993
Whitaker Bancshares, Inc. Parent 2/20/1989 4/12/1989
Cardinal Corporation, The Parent 12/31/1970 2/19/1989
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