First National Bank And Trust Company
Georgetown, KY — Domestic Branch of a Domestic Bank
Acquired May 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank And Trust Company | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 1,170 | 1,430 |
Income from Lease Financing Receivables | — | 1,804 |
5 | 15 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 8 |
Income on Loans and Leases (TE) | 1,172 | 1,436 |
Investment Interest Income (TE) | 762 | 335 |
Total Interest Income (TE) | 1,965 | 1,801 |
Total Interest Expense | 647 | 541 |
Net Interest Income (TE) | 1,318 | 1,260 |
Non-Interest Income | 177 | 257 |
Adjusted Operating Income (TE) | 1,495 | 1,527 |
Non-interest Expense | 924 | 957 |
Provision for Loan & Lease Losses | — | 115 |
Pretax Operating Income (TE) | 571 | 960 |
Pretax Net Operating Income (TE) | 571 | 721 |
Applicable Income Taxes | 98 | 336 |
Net Operating Income | 369 | 571 |
Net Income | 369 | 571 |
Cash Dividends Declared | — | 709 |
Retained Earnings | 369 | 477 |