Vitals
  • Total Assets
    155.6M 6.5 %
  • Total Deposits
    127.9M 4.4 %
  • Total Net Loans
    103.4M 26.7 %
  • Net Income
    3.1M 64.5 %
  • Book Value
    21.4M 17.5 %
  • Book Value x2
    42.7M 17.5 %
  • Book Value x3
    64.1M 17.5 %
ROAA

2.118

ROAE

15.645

Efficiency Ratio

73.811

Net Interest Margin

3.143

Balance Sheet Highlights
Financial Highlights Solera National Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 155,628 406,389
Total Net Loans 103,385 257,573
Total Deposits 127,858 344,879
Total Equity 21,357 40,990
Profitability
Net Income 3,080 4,034
Return on Average Assets 2.118 1.068
Return on Average Equity 15.645 9.983
Net Interest Margin 3.143 3.933
Efficiency Ratio 73.811 70.399
Noninterest Income/Revenue 6.248 23.071
Balance Sheet Ratios
Loan-to-Deposit 80.859 73.804
Securities/Assets .261 .203
Total Equity/Total Assets .137 .101
Tangible Equity/Tangible Assets .136 .096
Capital Adequacy
Tier 1 Common Capital 20,968 39,094
Tier 1 Capital 20,968 39,135
Tier 2 Capital 1,404 3,076
Total Capital 22,372 42,210
Total Risk Weighted Assets 111,888 288,026
Leverage Ratio 13.98 10.22
Common Equity Tier 1 Capital Ratio 18.74 15.667
Tier 1 Capital Ratio 18.74 15.699
Total Capital Ratio 20 16.831

Timeline for Solera National Bank

Solera National Bank

Solera National Bank was established 16 years ago and is currently headquartered in Lakewood, CO.

Sep 10 2007

Solera National Bancorp, Inc.

Solera National Bancorp, Inc. became a new parent organization for Solera National Bank.

View Profile Sep 10 2007
Relationships Role Relationship Start Relationship End
Solera National Bancorp, Inc. Parent 9/10/2007
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