Vitals
  • Total Assets
    150.4M 4.3 %
  • Total Deposits
    123.1M 3.1 %
  • Total Net Loans
    127.0M 10.7 %
  • Net Income
    764000.0000 70.9 %
  • Book Value
    18.5M 4.2 %
  • Book Value x2
    37.0M 4.2 %
  • Book Value x3
    55.5M 4.2 %
ROAA

.531

ROAE

4.222

Efficiency Ratio

81.06

Net Interest Margin

3.979

Balance Sheet Highlights
Financial Highlights Ab&T National Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 150,420 256,123
Total Net Loans 126,999 160,108
Total Deposits 123,086 221,413
Total Equity 18,501 27,434
Profitability
Net Income 764 2,812
Return on Average Assets .531 .99
Return on Average Equity 4.222 8.811
Net Interest Margin 3.979 4.031
Efficiency Ratio 81.06 72.067
Noninterest Income/Revenue 16.654 19.316
Balance Sheet Ratios
Loan-to-Deposit 103.179 70.662
Securities/Assets .023 .165
Total Equity/Total Assets .123 .107
Tangible Equity/Tangible Assets .123 .105
Capital Adequacy
Tier 1 Common Capital 12,891 26,376
Tier 1 Capital 12,891 26,452
Tier 2 Capital 1,555 1,919
Total Capital 14,446 28,453
Total Risk Weighted Assets 121,903 174,280
Leverage Ratio 9.21 10.62
Common Equity Tier 1 Capital Ratio 10.57 16.191
Tier 1 Capital Ratio 10.57 16.286
Total Capital Ratio 11.85 17.433

Timeline for Ab&T National Bank

Ab&T National Bank

Acquisition: Ab&T National Bank acquired a new subsidiary, Ab&T National Bank, 15 years

View Profile Mar 31 2009

Ab&T National Bank

Ab&T National Bank was established 25 years ago and is currently headquartered in Albany, GA.

Apr 28 1999

Community Capital Bancshares, Inc.

Community Capital Bancshares, Inc. became a new parent organization for Ab&T National Bank.

View Profile Apr 28 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ab&T National Bank Seller 55,128 Pooling of Interests Discontinued 3/31/2009
Relationships Role Relationship Start Relationship End
Community Capital Bancshares, Inc. Parent 4/28/1999
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