Vitals
  • Total Assets
    323.4M 10.6 %
  • Total Deposits
    287.8M 10.3 %
  • Total Net Loans
    160.1M 11.8 %
  • Net Income
    3.3M 17.3 %
  • Book Value
    31.1M 9.7 %
  • Book Value x2
    62.3M 9.7 %
  • Book Value x3
    93.4M 9.7 %
ROAA

1.409

ROAE

14.678

Efficiency Ratio

58.021

Net Interest Margin

4.453

Balance Sheet Highlights
Financial Highlights First Financial Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 323,446 256,996
Total Net Loans 160,141 134,796
Total Deposits 287,761 220,197
Total Equity 31,149 28,033
Profitability
Net Income 3,301 2,078
Return on Average Assets 1.409 1.049
Return on Average Equity 14.678 9.681
Net Interest Margin 4.453 3.88
Efficiency Ratio 58.021 69.365
Noninterest Income/Revenue 20.809 15.848
Balance Sheet Ratios
Loan-to-Deposit 55.651 58.922
Securities/Assets .423 .25
Total Equity/Total Assets .096 .109
Tangible Equity/Tangible Assets .095 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,539 24,959
Tier 2 Capital 2,497 1,719
Total Capital 30,036 26,693
Total Risk Weighted Assets 197,267 150,297
Leverage Ratio 8.7 10.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.96 18.438
Total Capital Ratio 15.23 19.547

Timeline for First Financial Bank, National Association

First Financial Bank, National Association

First Financial Bank, National Association was acquired by First Financial Bank, National Association 11 years

View Profile Dec 31 2012

First Financial Bankshares, Inc.

First Financial Bankshares, Inc. became a new parent organization for First Financial Bank, National Association.

View Profile Nov 04 2011

First Financial Insurance Agency, Inc.

First Financial Insurance Agency, Inc. became a new subsidiary organization for First Financial Bank, National Association.

View Profile Jun 19 2003

Cleburne State Bank

Acquisition: First Financial Bank, National Association acquired a new subsidiary, Cleburne State Bank, 25 years

View Profile Mar 06 1999

First Financial Bankshares Of Delaware, Inc.

First Financial Bankshares Of Delaware, Inc. became a new parent organization for First Financial Bank, National Association.

View Profile Dec 21 1990

Want to see more?

Complete timeline for First Financial Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 6,660,673 Pooling of Interests Discontinued 12/31/2012
Cleburne State Bank Seller 91,678 Pooling of Interests Discontinued 3/6/1999
Relationships Role Relationship Start Relationship End
First Financial Bankshares, Inc. Parent 11/4/2011 12/30/2012
First Financial Bankshares Of Delaware, Inc. Parent 12/21/1990 11/3/2011
Interfirst Corporation Parent 11/1/1974 9/30/1985
First Financial Insurance Agency, Inc. Subsidary 6/19/2003 7/31/2005
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