First Financial Bank, National Association
Cleburne, TX — Domestic Branch of a Domestic Bank
Acquired Dec 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Financial Bank, National Association | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 6,592 | 5,969 |
Income from Lease Financing Receivables | — | 1 |
225 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 115 | 11 |
Income on Loans and Leases (TE) | 6,707 | 5,999 |
Investment Interest Income (TE) | 3,415 | 1,362 |
Total Interest Income (TE) | 10,176 | 7,656 |
Total Interest Expense | 306 | 909 |
Net Interest Income (TE) | 9,870 | 6,713 |
Non-Interest Income | 2,674 | 1,442 |
Adjusted Operating Income (TE) | 12,544 | 8,270 |
Non-interest Expense | 7,278 | 5,439 |
Provision for Loan & Lease Losses | 270 | 262 |
Pretax Operating Income (TE) | 4,996 | 2,467 |
Pretax Net Operating Income (TE) | 5,069 | 2,630 |
Applicable Income Taxes | 1,030 | 270 |
Net Operating Income | 3,301 | 2,085 |
Net Income | 3,301 | 2,078 |
Cash Dividends Declared | 1,800 | 689 |
Retained Earnings | 1,501 | 1,212 |