Vitals
  • Total Assets
    489.5M 10.6 %
  • Total Deposits
    393.1M 4.2 %
  • Total Net Loans
    411.2M 9.9 %
  • Net Income
    3.9M 29.6 %
  • Book Value
    41.1M 1.6 %
  • Book Value x2
    82.1M 1.6 %
  • Book Value x3
    123.2M 1.6 %
ROAA

.816

ROAE

9.452

Efficiency Ratio

60.697

Net Interest Margin

3.057

Balance Sheet Highlights
Financial Highlights First County Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 489,505 290,894
Total Net Loans 411,154 191,278
Total Deposits 393,067 246,407
Total Equity 41,063 31,125
Profitability
Net Income 3,934 2,670
Return on Average Assets .816 .919
Return on Average Equity 9.452 8.247
Net Interest Margin 3.057 3.499
Efficiency Ratio 60.697 67.9
Noninterest Income/Revenue 18.267 16.598
Balance Sheet Ratios
Loan-to-Deposit 104.602 72.669
Securities/Assets .083 .191
Total Equity/Total Assets .084 .107
Tangible Equity/Tangible Assets .082 .103
Capital Adequacy
Tier 1 Common Capital 40,354 29,670
Tier 1 Capital 40,354 29,720
Tier 2 Capital 3,986 2,112
Total Capital 44,340 31,905
Total Risk Weighted Assets 318,477 212,461
Leverage Ratio 8.23 10.62
Common Equity Tier 1 Capital Ratio 12.67 16.313
Tier 1 Capital Ratio 12.67 16.329
Total Capital Ratio 13.92 17.341

Timeline for First County Bank

Peoples Bank Of Albers

Acquisition: First County Bank acquired a new subsidiary, Peoples Bank Of Albers, 33 years

View Profile Jul 09 1990

First Co Bancorp, Inc.

First Co Bancorp, Inc. became a new parent organization for First County Bank.

View Profile Aug 30 1988

First County Bank

First County Bank was established 109 years ago and is currently headquartered in New Baden, IL.

Jan 01 1915
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Of Albers Seller 12,584 Discontinued 7/9/1990
Relationships Role Relationship Start Relationship End
First Co Bancorp, Inc. Parent 8/30/1988
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