Vitals
  • Total Assets
    354.8M 5.7 %
  • Total Deposits
    325.0M 6.7 %
  • Total Net Loans
    218.0M 4.4 %
  • Net Income
    6.4M 7.7 %
  • Book Value
    26.7M -1.4 %
  • Book Value x2
    53.4M -1.4 %
  • Book Value x3
    80.0M -1.4 %
ROAA

1.865

ROAE

22.649

Efficiency Ratio

51.628

Net Interest Margin

3.957

Balance Sheet Highlights
Financial Highlights First Community Bank Of Central Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 354,828 266,812
Total Net Loans 217,998 157,006
Total Deposits 325,003 227,200
Total Equity 26,677 30,855
Profitability
Net Income 6,423 2,603
Return on Average Assets 1.865 .91
Return on Average Equity 22.649 7.525
Net Interest Margin 3.957 3.872
Efficiency Ratio 51.628 69.238
Noninterest Income/Revenue 17.459 15.218
Balance Sheet Ratios
Loan-to-Deposit 67.076 65.031
Securities/Assets .277 .23
Total Equity/Total Assets .075 .116
Tangible Equity/Tangible Assets .075 .114
Capital Adequacy
Tier 1 Common Capital 28,436 30,655
Tier 1 Capital 28,436 30,655
Tier 2 Capital 2,995 1,864
Total Capital 31,431 32,526
Total Risk Weighted Assets 237,941 184,216
Leverage Ratio 8.26 11.829
Common Equity Tier 1 Capital Ratio 11.95 18.757
Tier 1 Capital Ratio 11.95 18.762
Total Capital Ratio 13.21 19.824

Timeline for First Community Bank Of Central Alabama

First Community Bank Of Central Alabama

First Community Bank Of Central Alabama was established 22 years ago and is currently headquartered in Wetumpka, AL.

Aug 28 2001

Central Alabama Bancshares, Inc.

Central Alabama Bancshares, Inc. became a new parent organization for First Community Bank Of Central Alabama.

View Profile Aug 28 2001
Relationships Role Relationship Start Relationship End
Central Alabama Bancshares, Inc. Parent 8/28/2001
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