Vitals
  • Total Assets
    330.7M 110.4 %
  • Total Deposits
    295.1M 105.0 %
  • Total Net Loans
    151.5M 43.1 %
  • Net Income
    2.3M 78.1 %
  • Book Value
    33.3M 173.2 %
  • Book Value x2
    66.7M 173.2 %
  • Book Value x3
    100.0M 173.2 %
ROAA

.683

ROAE

6.546

Efficiency Ratio

78.7

Net Interest Margin

3.404

Balance Sheet Highlights
Financial Highlights First Commercial Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 330,651 358,087
Total Net Loans 151,476 213,533
Total Deposits 295,090 308,027
Total Equity 33,346 38,740
Profitability
Net Income 2,251 3,845
Return on Average Assets .683 1.025
Return on Average Equity 6.546 9.415
Net Interest Margin 3.404 3.773
Efficiency Ratio 78.7 66.762
Noninterest Income/Revenue 19.032 16.375
Balance Sheet Ratios
Loan-to-Deposit 51.332 65.494
Securities/Assets .288 .214
Total Equity/Total Assets .101 .108
Tangible Equity/Tangible Assets .095 .104
Capital Adequacy
Tier 1 Common Capital 32,253 37,278
Tier 1 Capital 32,253 37,303
Tier 2 Capital 1,804 2,526
Total Capital 34,057 39,866
Total Risk Weighted Assets 187,337 237,367
Leverage Ratio 9.83 10.563
Common Equity Tier 1 Capital Ratio 17.22 18.073
Tier 1 Capital Ratio 17.22 18.097
Total Capital Ratio 18.18 19.169

Timeline for First Commercial Bank, National Association

Jourdanton State Bank

Acquisition: First Commercial Bank, National Association acquired a new subsidiary, Jourdanton State Bank, 8 years

View Profile May 07 2016

Jsb Investments, Inc.

Jsb Investments, Inc. became a new subsidiary organization for First Commercial Bank, National Association.

View Profile May 07 2016

First Commercial Funding, Llc

First Commercial Funding, Llc became a new subsidiary organization for First Commercial Bank, National Association.

View Profile Aug 15 1997

First Commercial Corporation

First Commercial Corporation became a new parent organization for First Commercial Bank, National Association.

View Profile Mar 29 1996

First Commercial Financial Corp

First Commercial Financial Corp became a new parent organization for First Commercial Bank, National Association.

View Profile Apr 04 1995

Want to see more?

Complete timeline for First Commercial Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Jourdanton State Bank Seller 176,361 Acquisition Discontinued 5/7/2016
Lakeway National Bank Seller 16,693 Failure 3/10/1989
Relationships Role Relationship Start Relationship End
First Commercial Corporation Parent 3/29/1996
First Commercial Financial Corp Parent 4/4/1995 3/28/1996
Jsb Investments, Inc. Subsidary 5/7/2016
First Commercial Funding, Llc Subsidary 9/1/1998 9/30/1999
First Commercial Funding, Llc Subsidary 8/15/1997 8/31/1998
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