Vitals
  • Total Assets
    176.4M -3.5 %
  • Total Deposits
    155.2M -4.4 %
  • Total Net Loans
    26.1M -11.1 %
  • Net Income
    141000.0000 -48.9 %
  • Book Value
    19.2M 3.1 %
  • Book Value x2
    38.4M 3.1 %
  • Book Value x3
    57.6M 3.1 %
ROAA

.331

ROAE

3.005

Efficiency Ratio

85.753

Net Interest Margin

2.43

Balance Sheet Highlights
Financial Highlights Jourdanton State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 176,361 339,745
Total Net Loans 26,085 194,222
Total Deposits 155,208 290,922
Total Equity 19,189 37,302
Profitability
Net Income 141 954
Return on Average Assets .331 1.056
Return on Average Equity 3.005 9.84
Net Interest Margin 2.43 3.775
Efficiency Ratio 85.753 66.484
Noninterest Income/Revenue 33.007 16.262
Balance Sheet Ratios
Loan-to-Deposit 16.807 63.256
Securities/Assets .625 .23
Total Equity/Total Assets .109 .11
Tangible Equity/Tangible Assets .105 .105
Capital Adequacy
Tier 1 Common Capital 18,497 34,431
Tier 1 Capital 18,497 34,467
Tier 2 Capital 282 2,339
Total Capital 18,779 36,826
Total Risk Weighted Assets 66,774 217,808
Leverage Ratio 10.9 10.374
Common Equity Tier 1 Capital Ratio 27.7 18.128
Tier 1 Capital Ratio 27.7 18.159
Total Capital Ratio 28.12 19.237

Timeline for Jourdanton State Bank

First Commercial Bank, National Association

Jourdanton State Bank was acquired by First Commercial Bank, National Association 8 years

View Profile May 07 2016

Jourdanton Bancshares, Inc.

Jourdanton Bancshares, Inc. became a new parent organization for Jourdanton State Bank.

View Profile May 31 2009

First American Bank

Acquisition: Jourdanton State Bank acquired a new subsidiary, First American Bank, 35 years

View Profile Jun 09 1989

Jourdanton State Bank

Jourdanton State Bank was established 82 years ago and is currently headquartered in Jourdanton, TX.

Feb 11 1942
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Commercial Bank, National Association Buyer 326,373 Acquisition Discontinued 5/7/2016
First American Bank Seller 13,286 Failure 6/9/1989
Relationships Role Relationship Start Relationship End
Jourdanton Bancshares, Inc. Parent 5/31/2009 5/6/2016
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