Net Income Analysis ( % relative to Total Revenue )
Income Statement Jourdanton State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 416 2,567
Income from Lease Financing Receivables — 0
— 9
Estimated Tax Benefit from Tax-Exempt Loan Income — 5
Income on Loans and Leases (TE) 416 2,583
Investment Interest Income (TE) 513 511
Total Interest Income (TE) 958 3,231
Total Interest Expense 14 247
Net Interest Income (TE) 944 2,967
Non-Interest Income 472 627
Adjusted Operating Income (TE) 1,416 3,674
Non-interest Expense 1,214 2,304
Provision for Loan & Lease Losses — 109
Pretax Operating Income (TE) 202 1,184
Pretax Net Operating Income (TE) 202 1,218
Applicable Income Taxes 37 139
Net Operating Income 141 950
Net Income 141 954
Cash Dividends Declared — 297
Retained Earnings 141 582