Vitals
  • Total Assets
    50.3M -3.9 %
  • Total Deposits
    44.7M -5.1 %
  • Total Net Loans
    8.6M 41.8 %
  • Net Income
    103000.0000 -71.5 %
  • Book Value
    5.5M 6.7 %
  • Book Value x2
    11.1M 6.7 %
  • Book Value x3
    16.6M 6.7 %
ROAA

.272

ROAE

2.677

Efficiency Ratio

86.614

Net Interest Margin

1.914

Balance Sheet Highlights
Financial Highlights First Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 50,324 306,053
Total Net Loans 8,610 169,503
Total Deposits 44,732 263,383
Total Equity 5,528 32,311
Profitability
Net Income 103 2,516
Return on Average Assets .272 1.057
Return on Average Equity 2.677 10.228
Net Interest Margin 1.914 3.765
Efficiency Ratio 86.614 67.76
Noninterest Income/Revenue 26.754 16.56
Balance Sheet Ratios
Loan-to-Deposit 19.248 60.838
Securities/Assets .73 .241
Total Equity/Total Assets .11 .106
Tangible Equity/Tangible Assets .11 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,935 30,369
Tier 2 Capital 216 2,046
Total Capital 6,151 32,434
Total Risk Weighted Assets 17,130 188,219
Leverage Ratio 11.73 10.235
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 34.65 18.323
Total Capital Ratio 35.91 19.389

Timeline for First Bank

First Bank & Trust

First Bank was acquired by First Bank & Trust 9 years

View Profile Nov 15 2014

Baylor Bancshares, Inc.

Baylor Bancshares, Inc. became a new parent organization for First Bank.

View Profile Feb 10 2007

Baylor/Delaware Corporation

Baylor/Delaware Corporation became a new parent organization for First Bank.

View Profile Jul 09 1992

First Bank

First Bank was established 92 years ago and is currently headquartered in Whitney, TX.

Jan 01 1932
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank & Trust Buyer 170,622 Pooling of Interests Discontinued 11/15/2014
Relationships Role Relationship Start Relationship End
Baylor Bancshares, Inc. Parent 2/10/2007 11/14/2014
Baylor/Delaware Corporation Parent 1/31/1994 2/9/2007
Baylor/Delaware Corporation Parent 7/9/1992 1/30/1994
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