Vitals
  • Total Assets
    57.9M 89.2 %
  • Total Deposits
    51.7M 103.6 %
  • Total Net Loans
    35.3M 94.5 %
  • Net Income
    56000.0000 -67.8 %
  • Book Value
    5.9M 18.0 %
  • Book Value x2
    11.8M 18.0 %
  • Book Value x3
    17.8M 18.0 %
ROAA

.117

ROAE

.972

Efficiency Ratio

93.252

Net Interest Margin

3.583

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 57,929 275,102
Total Net Loans 35,281 177,820
Total Deposits 51,727 227,063
Total Equity 5,921 30,287
Profitability
Net Income 56 2,592
Return on Average Assets .117 .944
Return on Average Equity .972 8.074
Net Interest Margin 3.583 3.847
Efficiency Ratio 93.252 70.925
Noninterest Income/Revenue 19.271 17.219
Balance Sheet Ratios
Loan-to-Deposit 68.206 76.952
Securities/Assets .241 .219
Total Equity/Total Assets .102 .11
Tangible Equity/Tangible Assets .088 .107
Capital Adequacy
Tier 1 Common Capital 5,453 29,354
Tier 1 Capital 5,453 29,354
Tier 2 Capital 107 2,092
Total Capital 5,560 31,454
Total Risk Weighted Assets 35,723 190,479
Leverage Ratio 9.86 11.285
Common Equity Tier 1 Capital Ratio 15.26 17.115
Tier 1 Capital Ratio 15.26 17.115
Total Capital Ratio 15.56 18.174

Timeline for Citizens Bank

Hartland Financial, Inc.

Hartland Financial, Inc. became a new parent organization for Citizens Bank.

View Profile Dec 01 2014

Citizens Bank

Citizens Bank was established 110 years ago and is currently headquartered in Hartford, KY.

Jan 01 1914
Relationships Role Relationship Start Relationship End
Hartland Financial, Inc. Parent 12/1/2014
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