Vitals
  • Total Assets
    51.7M 0.4 %
  • Total Deposits
    43.6M -3.8 %
  • Total Net Loans
    24.5M 30.6 %
  • Net Income
    199000.0000 -33.2 %
  • Book Value
    5.8M -4.2 %
  • Book Value x2
    11.6M -4.2 %
  • Book Value x3
    17.4M -4.2 %
ROAA

.378

ROAE

3.246

Efficiency Ratio

80.079

Net Interest Margin

3.249

Balance Sheet Highlights
Financial Highlights First Naturalstate Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 51,665 318,289
Total Net Loans 24,500 216,383
Total Deposits 43,627 263,403
Total Equity 5,802 35,927
Profitability
Net Income 199 3,504
Return on Average Assets .378 .978
Return on Average Equity 3.246 8.333
Net Interest Margin 3.249 3.942
Efficiency Ratio 80.079 67.5
Noninterest Income/Revenue 8.952 22.229
Balance Sheet Ratios
Loan-to-Deposit 56.158 73.916
Securities/Assets .407 .179
Total Equity/Total Assets .112 .113
Tangible Equity/Tangible Assets .112 .105
Capital Adequacy
Tier 1 Common Capital 5,973 33,826
Tier 1 Capital 5,973 33,832
Tier 2 Capital 502 2,662
Total Capital 6,475 36,492
Total Risk Weighted Assets 28,712 231,187
Leverage Ratio 11.47 10.961
Common Equity Tier 1 Capital Ratio 20.8 16.798
Tier 1 Capital Ratio 20.8 16.813
Total Capital Ratio 22.55 17.973

Timeline for First Naturalstate Bank

First National Financial Corporation

First National Financial Corporation became a new parent organization for First Naturalstate Bank.

View Profile Dec 15 2005

First Naturalstate Bank

First Naturalstate Bank was established 50 years ago and is currently headquartered in Mcgehee, AR.

Jan 02 1974
Relationships Role Relationship Start Relationship End
First National Financial Corporation Parent 12/15/2005
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