First Bank & Trust
Seymour, TX — State Member Bank
Active
Vitals
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Total Assets170.2M -4.0 %
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Total Deposits149.4M -2.0 %
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Total Net Loans32.6M -18.8 %
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Net Income-490000.0000 -164.9 %
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Book Value20.7M -12.4 %
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Book Value x241.4M -12.4 %
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Book Value x362.1M -12.4 %
Balance Sheet Highlights
| Financial Highlights | First Bank & Trust | All Insured Commercial Banks in Texas |
| Balance Sheet $(000) | ||
| Total Assets | 170,195 | 358,087 |
| Total Net Loans | 32,597 | 213,533 |
| Total Deposits | 149,415 | 308,027 |
| Total Equity | 20,689 | 38,740 |
| Profitability | ||
| Net Income | -490 | 3,845 |
| Return on Average Assets | -.283 | 1.025 |
| Return on Average Equity | -2.054 | 9.415 |
| Net Interest Margin | 2.1 | 3.773 |
| Efficiency Ratio | 87.54 | 66.762 |
| Noninterest Income/Revenue | 21.247 | 16.375 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 21.816 | 65.494 |
| Securities/Assets | .671 | .214 |
| Total Equity/Total Assets | .122 | .108 |
| Tangible Equity/Tangible Assets | .092 | .104 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 18,694 | 37,278 |
| Tier 1 Capital | 18,694 | 37,303 |
| Tier 2 Capital | 812 | 2,526 |
| Total Capital | 19,506 | 39,866 |
| Total Risk Weighted Assets | 64,974 | 237,367 |
| Leverage Ratio | 11.26 | 10.563 |
| Common Equity Tier 1 Capital Ratio | 28.77 | 18.073 |
| Tier 1 Capital Ratio | 28.77 | 18.097 |
| Total Capital Ratio | 30.02 | 19.169 |
Timeline for First Bank & Trust
First Bank
Acquisition: First Bank & Trust acquired a new subsidiary, First Bank, 9 years
View Profile Nov 15 2014
Memphis State Bank
Acquisition: First Bank & Trust acquired a new subsidiary, Memphis State Bank, 9 years
View Profile Nov 15 2014
Citizens State Bank
Acquisition: First Bank & Trust acquired a new subsidiary, Citizens State Bank, 9 years
View Profile Nov 15 2014
First State Bank Of Matador
Acquisition: First Bank & Trust acquired a new subsidiary, First State Bank Of Matador, 19 years
View Profile Jul 23 2005
Baylor/Delaware Corporation
Baylor/Delaware Corporation became a new parent organization for First Bank & Trust.
View Profile Jan 21 1992
| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| First Bank | Seller | 50,324 | Pooling of Interests | Discontinued | 11/15/2014 |
| Memphis State Bank | Seller | 31,926 | Pooling of Interests | Discontinued | 11/15/2014 |
| Citizens State Bank | Seller | 41,424 | Pooling of Interests | Discontinued | 11/15/2014 |
| First State Bank Of Matador | Seller | 12,522 | Pooling of Interests | Discontinued | 7/23/2005 |
| Relationships | Role | Relationship Start | Relationship End |
| Baylor Bancshares, Inc. | Parent | 2/10/2007 | |
| Baylor/Delaware Corporation | Parent | 1/21/1992 | 2/9/2007 |
| Baylor Bancshares, Inc. | Parent | 12/31/1980 | 1/20/1992 |
| Baylor Bancshares, Inc. | Parent | 12/8/1979 | 12/30/1980 |
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