Vitals
  • Total Assets
    177.0M 1.7 %
  • Total Deposits
    123.7M -4.2 %
  • Total Net Loans
    142.2M 5.9 %
  • Net Income
    2.9M 4.8 %
  • Book Value
    19.8M 2.1 %
  • Book Value x2
    39.5M 2.1 %
  • Book Value x3
    59.3M 2.1 %
ROAA

1.69

ROAE

14.778

Efficiency Ratio

61.263

Net Interest Margin

4.613

Balance Sheet Highlights
Financial Highlights King Southern Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 177,012 275,102
Total Net Loans 142,167 177,820
Total Deposits 123,679 227,063
Total Equity 19,762 30,287
Profitability
Net Income 2,945 2,592
Return on Average Assets 1.69 .944
Return on Average Equity 14.778 8.074
Net Interest Margin 4.613 3.847
Efficiency Ratio 61.263 70.925
Noninterest Income/Revenue 4.714 17.219
Balance Sheet Ratios
Loan-to-Deposit 114.948 76.952
Securities/Assets .11 .219
Total Equity/Total Assets .112 .11
Tangible Equity/Tangible Assets .112 .107
Capital Adequacy
Tier 1 Common Capital 19,556 29,354
Tier 1 Capital 19,556 29,354
Tier 2 Capital 1,512 2,092
Total Capital 21,068 31,454
Total Risk Weighted Assets 145,056 190,479
Leverage Ratio 11.33 11.285
Common Equity Tier 1 Capital Ratio 13.48 17.115
Tier 1 Capital Ratio 13.48 17.115
Total Capital Ratio 14.52 18.174

Timeline for King Southern Bank

King Bancorp, Inc.

King Bancorp, Inc. became a new parent organization for King Southern Bank.

View Profile Dec 07 1982

King Southern Bank

King Southern Bank was established 104 years ago and is currently headquartered in Chaplin, KY.

Jan 19 1920
Relationships Role Relationship Start Relationship End
King Bancorp, Inc. Parent 12/31/1988
King Bancorp, Inc. Parent 12/7/1982 12/30/1988
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