Vitals
  • Total Assets
    181.9M 2.7 %
  • Total Deposits
    138.4M -3.6 %
  • Total Net Loans
    99.4M 5.8 %
  • Net Income
    2.2M 10.3 %
  • Book Value
    16.3M -1.8 %
  • Book Value x2
    32.6M -1.8 %
  • Book Value x3
    48.9M -1.8 %
ROAA

1.246

ROAE

12.506

Efficiency Ratio

65.831

Net Interest Margin

3.564

Balance Sheet Highlights
Financial Highlights Citizens State Bank And Trust Co., Ellsworth, Kansas All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 181,923 161,058
Total Net Loans 99,397 97,183
Total Deposits 138,364 131,657
Total Equity 16,296 18,008
Profitability
Net Income 2,170 1,663
Return on Average Assets 1.246 .954
Return on Average Equity 12.506 8.443
Net Interest Margin 3.564 3.683
Efficiency Ratio 65.831 68.374
Noninterest Income/Revenue 15.103 15.013
Balance Sheet Ratios
Loan-to-Deposit 71.837 72.321
Securities/Assets .349 .241
Total Equity/Total Assets .09 .112
Tangible Equity/Tangible Assets .077 .109
Capital Adequacy
Tier 1 Common Capital 15,637 17,454
Tier 1 Capital 15,637 17,457
Tier 2 Capital 1,001 1,279
Total Capital 16,638 18,771
Total Risk Weighted Assets 100,464 112,595
Leverage Ratio 9.03 11.048
Common Equity Tier 1 Capital Ratio 15.56 16.94
Tier 1 Capital Ratio 15.56 16.949
Total Capital Ratio 16.56 18.109

Timeline for Citizens State Bank And Trust Co., Ellsworth, Kansas

The State Bank Of Delphos

Acquisition: Citizens State Bank And Trust Co., Ellsworth, Kansas acquired a new subsidiary, The State Bank Of Delphos, 9 years

View Profile Mar 28 2015

Csb Bancshares, Inc.

Csb Bancshares, Inc. became a new parent organization for Citizens State Bank And Trust Co., Ellsworth, Kansas.

View Profile Jul 16 1984

Citizens State Bank And Trust Co., Ellsworth, Kansas

Citizens State Bank And Trust Co., Ellsworth, Kansas was established 124 years ago and is currently headquartered in Ellsworth, KS.

May 31 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The State Bank Of Delphos Seller 44,042 Acquisition Discontinued 3/28/2015
Relationships Role Relationship Start Relationship End
Csb Bancshares, Inc. Parent 7/16/1984
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