Vitals
  • Total Assets
    170.5M 4.6 %
  • Total Deposits
    151.3M 5.7 %
  • Total Net Loans
    132.2M 4.0 %
  • Net Income
    839000.0000 36.9 %
  • Book Value
    15.1M 7.2 %
  • Book Value x2
    30.1M 7.2 %
  • Book Value x3
    45.2M 7.2 %
ROAA

.675

ROAE

7.623

Efficiency Ratio

76.264

Net Interest Margin

3.989

Balance Sheet Highlights
Financial Highlights Peoples Community Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 170,478 828,641
Total Net Loans 132,238 582,259
Total Deposits 151,256 677,995
Total Equity 15,067 95,512
Profitability
Net Income 839 6,054
Return on Average Assets .675 .793
Return on Average Equity 7.623 6.953
Net Interest Margin 3.989 3.807
Efficiency Ratio 76.264 70.908
Noninterest Income/Revenue 9.93 17.017
Balance Sheet Ratios
Loan-to-Deposit 87.427 83.618
Securities/Assets .099 .136
Total Equity/Total Assets .088 .115
Tangible Equity/Tangible Assets .088 .105
Capital Adequacy
Tier 1 Common Capital 15,037 83,744
Tier 1 Capital 15,037 83,745
Tier 2 Capital 1,493 6,104
Total Capital 16,530 90,003
Total Risk Weighted Assets 118,428 628,658
Leverage Ratio 8.82 10.699
Common Equity Tier 1 Capital Ratio 12.7 14.765
Tier 1 Capital Ratio 12.7 14.791
Total Capital Ratio 13.96 15.981

Timeline for Peoples Community Bank

Courtney Properties, Inc.

Courtney Properties, Inc. became a new subsidiary organization for Peoples Community Bank.

View Profile Feb 10 1997

Pcb Financial Services, Inc.

Pcb Financial Services, Inc. became a new subsidiary organization for Peoples Community Bank.

View Profile Oct 10 1996

Peoples Bankshares, Incorporated

Peoples Bankshares, Incorporated became a new parent organization for Peoples Community Bank.

View Profile Aug 15 1995

Peoples Community Bank

Peoples Community Bank was established 110 years ago and is currently headquartered in Montross, VA.

Jun 17 1913
Relationships Role Relationship Start Relationship End
Peoples Bankshares, Incorporated Parent 8/15/1995
Pcb Financial Services, Inc. Subsidary 6/30/2007
Courtney Properties, Inc. Subsidary 6/30/2007
Pcb Financial Services, Inc. Subsidary 10/10/1996 6/29/2007
Courtney Properties, Inc. Subsidary 2/10/1997 6/29/2007
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