Peoples Community Bank
Montross, VA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoples Community Bank | All Insured Commercial Banks in Virginia |
Interest and Fees on Loans | 4,805 | 19,813 |
Income from Lease Financing Receivables | — | 0 |
— | 106 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 50 |
Income on Loans and Leases (TE) | 4,805 | 19,948 |
Investment Interest Income (TE) | 301 | 2,497 |
Total Interest Income (TE) | 5,125 | 22,840 |
Total Interest Expense | 655 | 2,603 |
Net Interest Income (TE) | 4,470 | 19,876 |
Non-Interest Income | 565 | 4,684 |
Adjusted Operating Income (TE) | 5,035 | 24,932 |
Non-interest Expense | 3,840 | 16,079 |
Provision for Loan & Lease Losses | 100 | 764 |
Pretax Operating Income (TE) | 1,095 | 7,693 |
Pretax Net Operating Income (TE) | 1,215 | 7,817 |
Applicable Income Taxes | 338 | 2,088 |
Net Operating Income | 839 | 6,134 |
Net Income | 839 | 6,054 |
Cash Dividends Declared | 117 | 2,071 |
Retained Earnings | 722 | 3,165 |