Efficiency Ratio Over Time
Efficiency Ratio First Bank & Trust All Insured Commercial Banks in Texas
12-31-2016 87.54 66.762
09-30-2016 84.81 66.187
06-30-2016 80.735 66.286
03-31-2016 75.72 66.484
12-31-2015 83.038 67.473
09-30-2015 82.321 67.019
06-30-2015 79.669 67.62
03-31-2015 74.144 68.379
12-31-2014 85.408 67.933
09-30-2014 78.282 67.76
06-30-2014 73.112 68.348
03-31-2014 67.026 69.161
12-31-2013 84.469 70.01
09-30-2013 87.082 69.448
06-30-2013 80.142 70.111
03-31-2013 84.044 71.168
12-31-2012 78.099 70.289
09-30-2012 77.079 69.365
06-30-2012 74.925 69.7
03-31-2012 71.876 69.836
12-31-2011 85.831 71.203
09-30-2011 88.907 70.717
06-30-2011 82.392 71.672
03-31-2011 84.893 72.166
12-31-2010 80.34 72.798
09-30-2010 78.112 71.344
06-30-2010 74.743 71.672
03-31-2010 72.415 72.124
12-31-2009 69.117 72.899
09-30-2009 68.131 71.928
06-30-2009 69.928 72.628
03-31-2009 62.736 71.399
12-31-2008 59.788 70.933
09-30-2008 57.9 69.839
06-30-2008 58.83 70.152
03-31-2008 58.094 69.753
12-31-2007 56.44 68.047
09-30-2007 54.584 66.762
06-30-2007 54.024 66.933
03-31-2007 52.501 66.629
12-31-2006 55.796 66.288
09-30-2006 53.425 64.993
06-30-2006 53.037 65.249
03-31-2006 51.624 65.978
12-31-2005 55.41 67.153
09-30-2005 54.918 66.756
06-30-2005 54.647 67.031
03-31-2005 53.346 67.486
12-31-2004 57.648 69.184
09-30-2004 55.663 68.305
06-30-2004 55.231 68.807
03-31-2004 52.893 69.055
12-31-2003 53.837 69.41
09-30-2003 51.802 68.526
06-30-2003 47.826 68.452
03-31-2003 45.264 68.632
12-31-2002 50.492 67.534