Net Income Analysis ( % relative to Total Revenue )
Income Statement First Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 329 6,761
Income from Lease Financing Receivables — 1
— 23
Estimated Tax Benefit from Tax-Exempt Loan Income — 11
Income on Loans and Leases (TE) 329 6,794
Investment Interest Income (TE) 502 1,458
Total Interest Income (TE) 835 8,547
Total Interest Expense 124 718
Net Interest Income (TE) 711 7,794
Non-Interest Income 305 1,696
Adjusted Operating Income (TE) 1,016 9,664
Non-interest Expense 880 6,246
Provision for Loan & Lease Losses — 180
Pretax Operating Income (TE) 136 3,175
Pretax Net Operating Income (TE) 136 3,216
Applicable Income Taxes 33 357
Net Operating Income 103 2,522
Net Income 103 2,516
Cash Dividends Declared — 886
Retained Earnings 103 1,471