Vitals
  • Total Assets
    58.8M -0.7 %
  • Total Deposits
    48.5M -1.3 %
  • Total Net Loans
    37.3M -7.9 %
  • Net Income
    238000.0000 585.7 %
  • Book Value
    10.1M 4.4 %
  • Book Value x2
    20.1M 4.4 %
  • Book Value x3
    30.2M 4.4 %
ROAA

.794

ROAE

4.757

Efficiency Ratio

66.545

Net Interest Margin

4.53

Balance Sheet Highlights
Financial Highlights Farmers Deposit Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 58,824 223,356
Total Net Loans 37,265 136,595
Total Deposits 48,544 183,165
Total Equity 10,073 24,577
Profitability
Net Income 238 1,046
Return on Average Assets .794 .914
Return on Average Equity 4.757 8.08
Net Interest Margin 4.53 3.973
Efficiency Ratio 66.545 69.567
Noninterest Income/Revenue 9.892 14.918
Balance Sheet Ratios
Loan-to-Deposit 76.765 73.579
Securities/Assets .158 .235
Total Equity/Total Assets .171 .11
Tangible Equity/Tangible Assets .113 .107
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,475 22,511
Tier 2 Capital 482 1,721
Total Capital 6,957 24,246
Total Risk Weighted Assets 38,157 144,852
Leverage Ratio 11.6 10.777
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.97 17.252
Total Capital Ratio 18.23 18.425

Timeline for Farmers Deposit Bank

Citizens Deposit Bank & Trust

Farmers Deposit Bank was acquired by Citizens Deposit Bank & Trust 11 years

View Profile Aug 18 2012

Premier Financial Bancorp, Inc.

Premier Financial Bancorp, Inc. became a new parent organization for Farmers Deposit Bank.

View Profile Dec 26 2002

Farmers Deposit Bancorp

Farmers Deposit Bancorp became a new parent organization for Farmers Deposit Bank.

View Profile Sep 10 1985

Farmers Deposit Bank

Farmers Deposit Bank was established 157 years ago and is currently headquartered in Eminence, KY.

Jan 01 1867
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Deposit Bank & Trust Buyer 403,077 Pooling of Interests Discontinued 8/18/2012
Relationships Role Relationship Start Relationship End
Premier Financial Bancorp, Inc. Parent 12/26/2002 8/17/2012
Farmers Deposit Bancorp Parent 9/10/1985 12/25/2002
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