Farmers And Merchants Savings Bank Financial Statements & Health Reports

Active

Vitals

ROAA

1.759

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Farmers And Merchants Savings Bank	All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets	152,239	189,925
Total Net Loans	102,105	128,162
Total Deposits	120,251	155,733
Total Equity	19,755	22,153
Profitability
Net Income	2,001	1,719
Return on Average Assets	1.759	1.182
Return on Average Equity	14.244	10.125
Net Interest Margin	3.763	3.602
Efficiency Ratio	48.222	59.491
Noninterest Income/Revenue	10.512	13.325
Balance Sheet Ratios
Loan-to-Deposit	84.91	78.121
Securities/Assets	.249	.199
Total Equity/Total Assets	.13	.117
Tangible Equity/Tangible Assets	.13	.113
Capital Adequacy
Tier 1 Common Capital	19,080	20,428
Tier 1 Capital	19,080	20,449
Tier 2 Capital	1,468	1,548
Total Capital	20,548	22,011
Total Risk Weighted Assets	117,249	144,061
Leverage Ratio	12.51	11.062
Common Equity Tier 1 Capital Ratio	16.27	15.828
Tier 1 Capital Ratio	16.27	15.847
Total Capital Ratio	17.53	16.9

Farmers And Merchants Savings Bank was established 98 years ago and is currently headquartered in Waukon, IA.

Dec 04 1925

Relationships	Role	Relationship Start	Relationship End

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