Vitals
  • Total Assets
    365.0M 6.4 %
  • Total Deposits
    270.7M 1.4 %
  • Total Net Loans
    199.9M 6.5 %
  • Net Income
    1.8M -40.3 %
  • Book Value
    33.0M 7.6 %
  • Book Value x2
    66.0M 7.6 %
  • Book Value x3
    99.0M 7.6 %
ROAA

.499

ROAE

5.483

Efficiency Ratio

76.426

Net Interest Margin

3.235

Balance Sheet Highlights
Financial Highlights Fairfield County Savings Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 365,038 786,833
Total Net Loans 199,854 502,539
Total Deposits 270,745 607,366
Total Equity 32,988 86,105
Profitability
Net Income 1,779 7,693
Return on Average Assets .499 .868
Return on Average Equity 5.483 8.407
Net Interest Margin 3.235 3.635
Efficiency Ratio 76.426 67.485
Noninterest Income/Revenue 6.599 12.049
Balance Sheet Ratios
Loan-to-Deposit 73.816 82.611
Securities/Assets .326 .291
Total Equity/Total Assets .09 .109
Tangible Equity/Tangible Assets .089 .077
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 32,752 79,344
Tier 2 Capital 1,927 6,219
Total Capital 34,679 85,563
Total Risk Weighted Assets 164,259 502,437
Leverage Ratio 8.89 10.206
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.94 16.557
Total Capital Ratio 21.11 17.873

Timeline for Fairfield County Savings Bank

Fairfield County Bank

Fairfield County Savings Bank was acquired by Fairfield County Bank 20 years

View Profile Jan 01 2004

Fairfield County Savings Bank

Fairfield County Savings Bank was established 150 years ago and is currently headquartered in Norwalk, CT.

Jan 01 1874
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fairfield County Bank Buyer 1,546,451 Acquisition Discontinued 1/1/2004
Relationships Role Relationship Start Relationship End
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