Vitals
  • Total Assets
    1.4B -0.7 %
  • Total Deposits
    1.1B 2.6 %
  • Total Net Loans
    827.1M 4.4 %
  • Net Income
    12.6M 0.3 %
  • Book Value
    134.8M 4.5 %
  • Book Value x2
    269.5M 4.5 %
  • Book Value x3
    404.3M 4.5 %
ROAA

.929

ROAE

9.434

Efficiency Ratio

73.839

Net Interest Margin

3.638

Balance Sheet Highlights
Financial Highlights Extraco Banks, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,364,695 358,087
Total Net Loans 827,060 213,533
Total Deposits 1,088,320 308,027
Total Equity 134,757 38,740
Profitability
Net Income 12,572 3,845
Return on Average Assets .929 1.025
Return on Average Equity 9.434 9.415
Net Interest Margin 3.638 3.773
Efficiency Ratio 73.839 66.762
Noninterest Income/Revenue 30.531 16.375
Balance Sheet Ratios
Loan-to-Deposit 75.994 65.494
Securities/Assets .244 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .098 .104
Capital Adequacy
Tier 1 Common Capital 134,112 37,278
Tier 1 Capital 134,112 37,303
Tier 2 Capital 10,960 2,526
Total Capital 145,072 39,866
Total Risk Weighted Assets 866,252 237,367
Leverage Ratio 9.88 10.563
Common Equity Tier 1 Capital Ratio 15.48 18.073
Tier 1 Capital Ratio 15.48 18.097
Total Capital Ratio 16.75 19.169

Timeline for Extraco Banks, National Association

Extraco Consulting Corporation

Extraco Consulting Corporation became a new subsidiary organization for Extraco Banks, National Association.

View Profile Jul 01 2013

Heart Of Texas Holdings, Inc

Heart Of Texas Holdings, Inc became a new subsidiary organization for Extraco Banks, National Association.

View Profile Mar 30 2011

Extraco Mortgage Corporation

Acquisition: Extraco Banks, National Association acquired a new subsidiary, Extraco Mortgage Corporation , 16 years

View Profile Jan 02 2008

Extraco Investments Corporation

Acquisition: Extraco Banks, National Association acquired a new subsidiary, Extraco Investments Corporation , 17 years

View Profile Oct 13 2006

Extraco Insurance Services Corporation

Acquisition: Extraco Banks, National Association acquired a new subsidiary, Extraco Insurance Services Corporation , 17 years

View Profile Oct 12 2006

Want to see more?

Complete timeline for Extraco Banks, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Extraco Mortgage Corporation Seller Pooling of Interests Discontinued 1/2/2008
Extraco Investments Corporation Seller Pooling of Interests Discontinued 10/13/2006
Extraco Insurance Services Corporation Seller Pooling of Interests Discontinued 10/12/2006
Extraco Institutional Services Seller Pooling of Interests Discontinued 5/1/2006
Heights State Bank Seller 52,331 Acquisition Discontinued 12/3/2002
Guaranty Bank & Trust Company Seller 114,781 Pooling of Interests Discontinued 3/31/2000
Bank Of Troy Seller 12,567 Pooling of Interests Discontinued 6/25/1999
Lorena State Bank Seller 27,969 Pooling of Interests Discontinued 6/25/1999
Extraco Banks, National Association Seller 114,271 Pooling of Interests Discontinued 5/22/1999
First National Bank Of Temple - South Seller 20,331 Discontinued 11/1/1991
Citizens National Bank Of Killeen Seller 35,494 Failure 8/18/1989
Texana National Bank Of Belton Seller 19,482 Failure 12/2/1988
Relationships Role Relationship Start Relationship End
Extraco Delaware Corporation Parent 3/31/1999
Extraco Corporation Parent 4/21/1997 3/30/1999
Extraco Corporation Parent 12/11/1996 4/20/1997
Extraco Corporation Parent 11/29/1996 12/10/1996
Extraco Corporation Parent 11/1/1994 11/28/1996
Extraco Corporation Parent 12/30/1993 10/31/1994
Extraco Corporation Parent 12/29/1993 12/29/1993
Extraco Corporation Parent 10/20/1993 12/28/1993
Extraco Corporation Parent 7/8/1993 10/19/1993
Extraco Corporation Parent 6/10/1993 7/7/1993
Extraco Corporation Parent 4/28/1993 6/9/1993
Extraco Corporation Parent 4/1/1993 4/27/1993
Extraco Corporation Parent 12/30/1992 3/31/1993
Extraco Corporation Parent 10/27/1988 12/29/1992
Extraco Corporation Parent 6/8/1984 10/26/1988
Extraco Corporation Parent 12/30/1980 6/7/1984
Exporters & Traders Compress & Warehouse Company Parent 4/30/1977 12/29/1980
Exporters & Traders Compress & Warehouse Company Parent 12/31/1972 4/29/1977
Exporters & Traders Compress & Warehouse Company Parent 12/31/1970 12/30/1972
Exporters & Traders Compress & Warehouse Company Parent 11/24/1970 12/30/1970
Extraco Community Development Corporation Subsidary 6/30/2007
Extraco Consulting Corporation Subsidary 7/1/2013 9/15/2016
Heart Of Texas Holdings, Inc Subsidary 3/30/2011 7/27/2015
Extraco Mortgage Corporation Subsidary 6/1/1991 1/1/2008
Extraco Community Development Corporation Subsidary 5/24/1999 6/29/2007
Extraco Insurance Services Corporation Subsidary 10/1/2000 10/11/2006
Extraco Institutional Services Subsidary 1/1/2000 4/30/2006
First Temple Corporation Subsidary 4/30/1977 4/1/1999
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