Net Income Analysis ( % relative to Total Revenue )
Income Statement Extraco Banks, National Association All Insured Commercial Banks in Texas
Interest and Fees on Loans 36,112 10,872
Income from Lease Financing Receivables 167 2
1,585 44
Estimated Tax Benefit from Tax-Exempt Loan Income 845 22
Income on Loans and Leases (TE) 37,124 10,941
Investment Interest Income (TE) 12,757 2,007
Total Interest Income (TE) 50,789 13,476
Total Interest Expense 4,264 1,063
Net Interest Income (TE) 46,525 12,338
Non-Interest Income 22,321 2,639
Adjusted Operating Income (TE) 68,846 15,335
Non-interest Expense 50,835 9,693
Provision for Loan & Lease Losses 1,688 524
Pretax Operating Income (TE) 16,323 4,819
Pretax Net Operating Income (TE) 17,091 4,946
Applicable Income Taxes — 576
Net Operating Income 12,572 3,858
Net Income 12,572 3,845
Cash Dividends Declared 5,500 1,701
Retained Earnings 7,072 1,997