Vitals
  • Total Assets
    1.3B 9.8 %
  • Total Deposits
    1.1B 7.9 %
  • Total Net Loans
    868.5M 7.8 %
  • Net Income
    18.9M 15.3 %
  • Book Value
    137.6M 1.6 %
  • Book Value x2
    275.2M 1.6 %
  • Book Value x3
    412.8M 1.6 %
ROAA

1.487

ROAE

13.462

Efficiency Ratio

63.716

Net Interest Margin

3.509

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Meridian All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 1,315,467 525,484
Total Net Loans 868,548 348,104
Total Deposits 1,117,778 440,088
Total Equity 137,587 60,485
Profitability
Net Income 18,883 5,177
Return on Average Assets 1.487 .911
Return on Average Equity 13.462 8.357
Net Interest Margin 3.509 3.971
Efficiency Ratio 63.716 70.327
Noninterest Income/Revenue 24.129 22.171
Balance Sheet Ratios
Loan-to-Deposit 77.703 71.665
Securities/Assets .269 .197
Total Equity/Total Assets .105 .115
Tangible Equity/Tangible Assets .105 .102
Capital Adequacy
Tier 1 Common Capital 129,324 52,498
Tier 1 Capital 129,324 52,598
Tier 2 Capital 10,751 3,510
Total Capital 140,075 56,103
Total Risk Weighted Assets 1,131,761 380,206
Leverage Ratio 9.97 10.71
Common Equity Tier 1 Capital Ratio 11.43 16.284
Tier 1 Capital Ratio 11.43 16.342
Total Capital Ratio 12.38 17.377

Timeline for The Citizens National Bank Of Meridian

Citizens National Banc Corp.

Citizens National Banc Corp. became a new parent organization for The Citizens National Bank Of Meridian.

View Profile Jul 01 2003

Charter Savings Bank, F.S.B.

Acquisition: The Citizens National Bank Of Meridian acquired a new subsidiary, Charter Savings Bank, F.S.B., 34 years

View Profile Jul 27 1991

Southeastern Federal Savings Bank

Acquisition: The Citizens National Bank Of Meridian acquired a new subsidiary, Southeastern Federal Savings Bank, 34 years

View Profile Jun 01 1991

The Stonewall Bank

Acquisition: The Citizens National Bank Of Meridian acquired a new subsidiary, The Stonewall Bank, 38 years

View Profile May 01 1987

Bank Of Macon

Acquisition: The Citizens National Bank Of Meridian acquired a new subsidiary, Bank Of Macon, 52 years

View Profile Mar 08 1973

Want to see more?

Complete timeline for The Citizens National Bank Of Meridian is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Charter Savings Bank, F.S.B. Seller 28,471 Failure 7/27/1991
Southeastern Federal Savings Bank Seller 33,216 Failure 6/1/1991
The Stonewall Bank Seller 10,906 Discontinued 5/1/1987
Bank Of Macon Seller Discontinued 3/8/1973
Relationships Role Relationship Start Relationship End
Citizens National Banc Corp. Parent 7/1/2003
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