Vitals
  • Total Assets
    1.4B 17.0 %
  • Total Deposits
    1.2B 18.5 %
  • Total Net Loans
    1.1B 11.2 %
  • Net Income
    12.5M -8.2 %
  • Book Value
    157.0M 5.4 %
  • Book Value x2
    314.0M 5.4 %
  • Book Value x3
    471.0M 5.4 %
ROAA

.999

ROAE

8.013

Efficiency Ratio

56.271

Net Interest Margin

4.091

Balance Sheet Highlights
Financial Highlights American First National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,364,435 358,087
Total Net Loans 1,067,282 213,533
Total Deposits 1,193,959 308,027
Total Equity 156,994 38,740
Profitability
Net Income 12,497 3,845
Return on Average Assets .999 1.025
Return on Average Equity 8.013 9.415
Net Interest Margin 4.091 3.773
Efficiency Ratio 56.271 66.762
Noninterest Income/Revenue 6.179 16.375
Balance Sheet Ratios
Loan-to-Deposit 89.39 65.494
Securities/Assets .065 .214
Total Equity/Total Assets .115 .108
Tangible Equity/Tangible Assets .115 .104
Capital Adequacy
Tier 1 Common Capital 157,252 37,278
Tier 1 Capital 157,252 37,303
Tier 2 Capital 14,108 2,526
Total Capital 171,360 39,866
Total Risk Weighted Assets 1,173,297 237,367
Leverage Ratio 11.71 10.563
Common Equity Tier 1 Capital Ratio 13.4 18.073
Tier 1 Capital Ratio 13.4 18.097
Total Capital Ratio 14.61 19.169

Timeline for American First National Bank

First International Bank

Acquisition: American First National Bank acquired a new subsidiary, First International Bank, 12 years

View Profile Sep 30 2011

Afnb Holdings, Inc.

Afnb Holdings, Inc. became a new parent organization for American First National Bank.

View Profile Jan 18 2007

Afnb Property, Inc.

Afnb Property, Inc. became a new subsidiary organization for American First National Bank.

View Profile Jan 18 2007

American First National Bank

American First National Bank was established 25 years ago and is currently headquartered in Houston, TX.

May 18 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First International Bank Seller 239,916 Failure 9/30/2011
Relationships Role Relationship Start Relationship End
Afnb Holdings, Inc. Parent 10/31/2007
Afnb Holdings, Inc. Parent 1/18/2007 10/30/2007
Afnb Property, Inc. Subsidary 6/30/2007 12/22/2008
Afnb Property, Inc. Subsidary 1/18/2007 6/29/2007
Similar Organizations
Organization City State Total Assets
Finemark National Bank & Trust
 		Fort Myers FL 1.3B
American Bank, National Association
 		Corpus Christi TX 1.3B
The Citizens National Bank Of Meridian
 		Meridian MS 1.3B
Bank First National
 		Manitowoc WI 1.3B
The First, A National Banking Association
 		Hattiesburg MS 1.3B
Extraco Banks, National Association
 		Temple TX 1.4B
Old Plank Trail Community Bank, National Association
 		New Lenox IL 1.3B
Far East National Bank
 		Los Angeles CA 1.3B
Tri City National Bank
 		Oak Creek WI 1.4B
The First National Bank Of Fort Smith
 		Fort Smith AR 1.3B