Vitals
  • Total Assets
    376.9M 7.0 %
  • Total Deposits
    320.9M 9.6 %
  • Total Net Loans
    297.6M 6.4 %
  • Net Income
    2.1M 97.4 %
  • Book Value
    43.9M 5.2 %
  • Book Value x2
    87.7M 5.2 %
  • Book Value x3
    131.6M 5.2 %
ROAA

.585

ROAE

5.02

Efficiency Ratio

88.725

Net Interest Margin

3.482

Balance Sheet Highlights
Financial Highlights Essex Savings Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 376,923 1,035,207
Total Net Loans 297,577 788,025
Total Deposits 320,922 806,060
Total Equity 43,869 120,046
Profitability
Net Income 2,142 6,667
Return on Average Assets .585 .734
Return on Average Equity 5.02 5.649
Net Interest Margin 3.482 3.099
Efficiency Ratio 88.725 79.091
Noninterest Income/Revenue 61.822 20.769
Balance Sheet Ratios
Loan-to-Deposit 92.726 88.88
Securities/Assets .003 .146
Total Equity/Total Assets .116 .116
Tangible Equity/Tangible Assets .08 .111
Capital Adequacy
Tier 1 Common Capital 32,956 116,350
Tier 1 Capital 32,956 116,350
Tier 2 Capital 2,228 7,969
Total Capital 35,184 124,274
Total Risk Weighted Assets 230,998 793,497
Leverage Ratio 9.06 12.795
Common Equity Tier 1 Capital Ratio 14.27 17.917
Tier 1 Capital Ratio 14.27 17.917
Total Capital Ratio 15.23 18.9

Timeline for Essex Savings Bank

Essex Savings Bank

Essex Savings Bank was established 172 years ago and is currently headquartered in Essex, CT.

Aug 06 1851
Relationships Role Relationship Start Relationship End
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