Vitals
  • Total Assets
    280.4M 3.6 %
  • Total Deposits
    255.4M 3.4 %
  • Total Net Loans
    166.2M 2.3 %
  • Net Income
    1.7M 7.5 %
  • Book Value
    24.8M 6.5 %
  • Book Value x2
    49.6M 6.5 %
  • Book Value x3
    74.4M 6.5 %
ROAA

.601

ROAE

6.83

Efficiency Ratio

70.949

Net Interest Margin

3.316

Balance Sheet Highlights
Financial Highlights Earlham Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 280,447 198,346
Total Net Loans 166,160 133,864
Total Deposits 255,406 165,124
Total Equity 24,804 22,060
Profitability
Net Income 1,657 2,310
Return on Average Assets .601 1.15
Return on Average Equity 6.83 9.92
Net Interest Margin 3.316 3.587
Efficiency Ratio 70.949 60.34
Noninterest Income/Revenue 13.879 13.494
Balance Sheet Ratios
Loan-to-Deposit 65.057 77.091
Securities/Assets .325 .197
Total Equity/Total Assets .088 .111
Tangible Equity/Tangible Assets .088 .107
Capital Adequacy
Tier 1 Common Capital 24,968 21,135
Tier 1 Capital 24,968 21,140
Tier 2 Capital 2,182 1,625
Total Capital 27,150 22,777
Total Risk Weighted Assets 174,413 151,308
Leverage Ratio 8.96 10.944
Common Equity Tier 1 Capital Ratio 14.32 15.631
Tier 1 Capital Ratio 14.32 15.631
Total Capital Ratio 15.57 16.675

Timeline for Earlham Savings Bank

Firstcentral Federal Savings Bank

Acquisition: Earlham Savings Bank acquired a new subsidiary, Firstcentral Federal Savings Bank, 33 years

View Profile Sep 08 1990

Earlham Savings Bank

Earlham Savings Bank was established 93 years ago and is currently headquartered in West Des Moines, IA.

Jan 01 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Firstcentral Federal Savings Bank Seller 85,352 Failure 9/8/1990
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Pacific Alliance Bank
 		Rosemead CA 275.7M
Gateway Bank Of Central Florida
 		Ocala FL 276.5M
The North Salem State Bank
 		North Salem IN 278.2M
First Capital Bank
 		Germantown TN 279.2M
Jefferson Bank Of Florida
 		Oldsmar FL 279.2M
Arbor Bank
 		Nebraska City NE 280.4M
Ann Arbor State Bank
 		Ann Arbor MI 270.5M
The Exchange Bank Of Alabama
 		Altoona AL 280.9M
Enterprise Bank
 		Allison Park PA 269.7M
Pinnacle Bank
 		Gilroy CA 281.7M