Vitals
  • Total Assets
    352.2M -4.2 %
  • Total Deposits
    250.3M 0.1 %
  • Total Net Loans
    82.4M -6.7 %
  • Net Income
    4.1M -22.8 %
  • Book Value
    60.9M 1.2 %
  • Book Value x2
    121.8M 1.2 %
  • Book Value x3
    182.7M 1.2 %
ROAA

1.053

ROAE

6.875

Efficiency Ratio

36.587

Net Interest Margin

3.138

Balance Sheet Highlights
Financial Highlights Department Stores National Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 352,178 288,102
Total Net Loans 82,416 198,161
Total Deposits 250,342 243,793
Total Equity 60,902 35,439
Profitability
Net Income 4,130 3,749
Return on Average Assets 1.053 1.217
Return on Average Equity 6.875 10.279
Net Interest Margin 3.138 3.975
Efficiency Ratio 36.587 60.916
Noninterest Income/Revenue 21.874
Balance Sheet Ratios
Loan-to-Deposit 32.921 76.007
Securities/Assets .161
Total Equity/Total Assets .173 .123
Tangible Equity/Tangible Assets .166 .119
Capital Adequacy
Tier 1 Common Capital 59,457 34,164
Tier 1 Capital 59,457 34,343
Tier 2 Capital 1,590 2,558
Total Capital 61,047 36,899
Total Risk Weighted Assets 152,037 225,553
Leverage Ratio 14.39 11.18
Common Equity Tier 1 Capital Ratio 39.11 15.765
Tier 1 Capital Ratio 39.11 15.791
Total Capital Ratio 40.15 16.885

Timeline for Department Stores National Bank

Fds Thrift Holding Company, Inc

Fds Thrift Holding Company, Inc became a new parent organization for Department Stores National Bank.

View Profile Apr 01 2011

Citibank (South Dakota), N.A.

Citibank (South Dakota), N.A. became a new parent organization for Department Stores National Bank.

View Profile Oct 01 2006

Department Stores National Bank

Department Stores National Bank was established 18 years ago and is currently headquartered in Sioux Falls, SD.

Oct 24 2005

Fds Bank

Acquisition: Department Stores National Bank acquired a new subsidiary, Fds Bank, 18 years

View Profile Oct 24 2005

Citibank, National Association

Citibank, National Association became a new parent organization for Department Stores National Bank.

View Profile Oct 24 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fds Bank Seller 178,741 Split 10/24/2005
Relationships Role Relationship Start Relationship End
Citibank, National Association Parent 7/1/2011
Fds Thrift Holding Company, Inc Parent 7/21/2011
Fds Thrift Holding Company, Inc Parent 4/1/2011 7/20/2011
Citibank (South Dakota), N.A. Parent 6/30/2007 6/30/2011
Citibank (South Dakota), N.A. Parent 10/1/2006 6/29/2007
Citibank, National Association Parent 10/24/2005 9/30/2006
Similar Organizations
Organization City State Total Assets
Athens Federal Community Bank National Association
 		Athens TN 426.0M
Resource Bank, National Association
 		Dekalb IL 428.3M
Integrity First Bank, National Association
 		Mountain Home AR 432.4M
Stillman Banccorp N.A.
 		Stillman Valley IL 423.9M
Fcn Bank, National Association
 		Brookville IN 430.8M
Southwest National Bank
 		Wichita KS 439.7M
Bank Of Southern California, N.A.
 		San Diego CA 418.5M
Consumers National Bank
 		Minerva OH 431.7M
New Omni Bank, National Association
 		Alhambra CA 416.5M
First National Bank Of Waterloo
 		Waterloo IL 446.7M