Vitals
  • Total Assets
    439.8M 5.6 %
  • Total Deposits
    355.5M 3.7 %
  • Total Net Loans
    263.5M 10.4 %
  • Net Income
    2.5M -12.8 %
  • Book Value
    40.5M 0.3 %
  • Book Value x2
    81.0M 0.3 %
  • Book Value x3
    121.6M 0.3 %
ROAA

.588

ROAE

6.071

Efficiency Ratio

72.384

Net Interest Margin

3.735

Balance Sheet Highlights
Financial Highlights Consumers National Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 439,754 361,398
Total Net Loans 263,455 246,196
Total Deposits 355,462 299,385
Total Equity 40,523 40,120
Profitability
Net Income 2,507 3,580
Return on Average Assets .588 .879
Return on Average Equity 6.071 7.888
Net Interest Margin 3.735 3.69
Efficiency Ratio 72.384 68.453
Noninterest Income/Revenue 15.267 19.831
Balance Sheet Ratios
Loan-to-Deposit 74.116 76.786
Securities/Assets .305 .197
Total Equity/Total Assets .092 .111
Tangible Equity/Tangible Assets .092 .102
Capital Adequacy
Tier 1 Common Capital 40,710 37,120
Tier 1 Capital 40,710 37,403
Tier 2 Capital 3,123 2,742
Total Capital 43,833 40,139
Total Risk Weighted Assets 305,364 260,858
Leverage Ratio 9.34 10.639
Common Equity Tier 1 Capital Ratio 13.33 16.715
Tier 1 Capital Ratio 13.33 16.742
Total Capital Ratio 14.35 17.824

Timeline for Consumers National Bank

Cnb Insurance Service, Llc

Cnb Insurance Service, Llc became a new subsidiary organization for Consumers National Bank.

View Profile Feb 23 2012

Community Title Agency, Inc.

Community Title Agency, Inc. became a new subsidiary organization for Consumers National Bank.

View Profile Aug 14 2000

Community Finance Home Mortgage Co.

Community Finance Home Mortgage Co. became a new subsidiary organization for Consumers National Bank.

View Profile Sep 24 1998

Consumers Bancorp, Inc.

Consumers Bancorp, Inc. became a new parent organization for Consumers National Bank.

View Profile Mar 01 1995

Consumers National Bank

Consumers National Bank was established 58 years ago and is currently headquartered in Minerva, OH.

Sep 01 1965
Relationships Role Relationship Start Relationship End
Consumers Bancorp, Inc. Parent 3/1/1995
Cnb Insurance Service, Llc Subsidary 2/23/2012
Community Title Agency, Inc. Subsidary 8/14/2000 10/1/2004
Community Finance Home Mortgage Co. Subsidary 9/24/1998 12/6/2002
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