Vitals
  • Total Assets
    1.4B 4.4 %
  • Total Deposits
    1.1B 7.1 %
  • Total Net Loans
    1.0B 5.2 %
  • Net Income
    7.9M 1.9 %
  • Book Value
    146.7M 5.8 %
  • Book Value x2
    293.3M 5.8 %
  • Book Value x3
    440.0M 5.8 %
ROAA

.582

ROAE

5.511

Efficiency Ratio

74.766

Net Interest Margin

3.117

Balance Sheet Highlights
Financial Highlights Dedham Institution For Savings All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 1,388,096 761,274
Total Net Loans 1,034,407 592,852
Total Deposits 1,114,824 596,855
Total Equity 146,674 82,059
Profitability
Net Income 7,915 4,648
Return on Average Assets .582 .538
Return on Average Equity 5.511 4.944
Net Interest Margin 3.117 3.143
Efficiency Ratio 74.766 77.098
Noninterest Income/Revenue 9.067 14.538
Balance Sheet Ratios
Loan-to-Deposit 92.787 95.714
Securities/Assets .204 .124
Total Equity/Total Assets .106 .108
Tangible Equity/Tangible Assets .105 .106
Capital Adequacy
Tier 1 Common Capital 151,111 80,540
Tier 1 Capital 151,111 80,580
Tier 2 Capital 8,328 5,839
Total Capital 159,439 86,408
Total Risk Weighted Assets 1,035,715 559,688
Leverage Ratio 10.91 10.827
Common Equity Tier 1 Capital Ratio 14.59 15.478
Tier 1 Capital Ratio 14.59 15.53
Total Capital Ratio 15.39 16.563

Timeline for Dedham Institution For Savings

Midcounty Bank And Trust Company

Acquisition: Dedham Institution For Savings acquired a new subsidiary, Midcounty Bank And Trust Company, 32 years

View Profile Sep 28 1991

Dedham Institution For Savings

Dedham Institution For Savings was established 193 years ago and is currently headquartered in Dedham, MA.

Mar 19 1831
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Midcounty Bank And Trust Company Seller 62,113 Failure 9/28/1991
Relationships Role Relationship Start Relationship End
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