Vitals
  • Total Assets
    337.4M 5.2 %
  • Total Deposits
    257.4M 5.3 %
  • Total Net Loans
    194.8M 5.0 %
  • Net Income
    3.9M -10.6 %
  • Book Value
    40.6M 0.4 %
  • Book Value x2
    81.2M 0.4 %
  • Book Value x3
    121.8M 0.4 %
ROAA

1.193

ROAE

9.376

Efficiency Ratio

68.57

Net Interest Margin

4.085

Balance Sheet Highlights
Financial Highlights Cross Keys Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 337,398 340,347
Total Net Loans 194,847 227,146
Total Deposits 257,409 291,952
Total Equity 40,612 36,108
Profitability
Net Income 3,926 3,221
Return on Average Assets 1.193 .994
Return on Average Equity 9.376 8.993
Net Interest Margin 4.085 4.112
Efficiency Ratio 68.57 68.63
Noninterest Income/Revenue 18.81 14.204
Balance Sheet Ratios
Loan-to-Deposit 75.696 74.405
Securities/Assets .323 .197
Total Equity/Total Assets .12 .106
Tangible Equity/Tangible Assets .12 .105
Capital Adequacy
Tier 1 Common Capital 39,639 35,803
Tier 1 Capital 39,639 36,059
Tier 2 Capital 1,604 2,443
Total Capital 41,243 38,519
Total Risk Weighted Assets 238,009 245,733
Leverage Ratio 11.77 10.776
Common Equity Tier 1 Capital Ratio 16.65 16.476
Tier 1 Capital Ratio 16.65 16.481
Total Capital Ratio 17.33 17.491

Timeline for Cross Keys Bank

Cross Keys Insurance

Cross Keys Insurance became a new subsidiary organization for Cross Keys Bank.

View Profile Nov 30 2000

Ckb Investments, Inc.

Ckb Investments, Inc. became a new subsidiary organization for Cross Keys Bank.

View Profile Jul 21 1998

The Sterlington Bank

Acquisition: Cross Keys Bank acquired a new subsidiary, The Sterlington Bank, 34 years

View Profile Jul 14 1989

Tallulah State Bank & Trust Company

Acquisition: Cross Keys Bank acquired a new subsidiary, Tallulah State Bank & Trust Company, 37 years

View Profile Mar 28 1987

Bsj Bancshares, Inc.

Bsj Bancshares, Inc. became a new parent organization for Cross Keys Bank.

View Profile Feb 28 1985

Want to see more?

Complete timeline for Cross Keys Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Sterlington Bank Seller 15,243 Failure 7/14/1989
Tallulah State Bank & Trust Company Seller 31,136 Failure 3/28/1987
Relationships Role Relationship Start Relationship End
Bsj Bancshares, Inc. Parent 2/28/1985
Ckb Investments, Inc. Subsidary 6/30/2007
Cross Keys Insurance Subsidary 6/30/2007 12/31/2007
Ckb Investments, Inc. Subsidary 7/21/1998 6/29/2007
Cross Keys Insurance Subsidary 11/30/2000 6/29/2007
Similar Organizations
Organization City State Total Assets
Southwest Capital Bank
 		Albuquerque NM 342.9M
City State Bank
 		Norwalk IA 343.8M
Farmers State Bank
 		Center TX 344.3M
Lake Elmo Bank
 		Lake Elmo MN 338.9M
Crossroads Bank
 		Wabash IN 345.4M
Homebank
 		Palmyra MO 335.2M
Community 1St Bank
 		Auburn CA 350.6M
Farmers And Merchants Union Bank
 		Columbus WI 351.1M
Charlotte State Bank & Trust
 		Port Charlotte FL 332.8M
Commercial Bank
 		Parsons KS 332.2M