Vitals
  • Total Assets
    970.2M -6.3 %
  • Total Deposits
    932.8M -1.9 %
  • Total Net Loans
    637.7M -14.6 %
  • Net Income
    -19030000.0000
  • Book Value
    6.7M -85.7 %
  • Book Value x2
    13.4M -85.7 %
  • Book Value x3
    20.1M -85.7 %
ROAA

-3.799

ROAE

-255.94

Efficiency Ratio

188.918

Net Interest Margin

1.437

Balance Sheet Highlights
Financial Highlights Crescent Bank And Trust Company All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 970,235 212,937
Total Net Loans 637,672 139,126
Total Deposits 932,809 180,813
Total Equity 6,712 17,084
Profitability
Net Income -19,030 -610
Return on Average Assets -3.799 -.457
Return on Average Equity -255.94 -9.458
Net Interest Margin 1.437 3.398
Efficiency Ratio 188.918 90.425
Noninterest Income/Revenue 8.52 9.856
Balance Sheet Ratios
Loan-to-Deposit 68.36 75.46
Securities/Assets .026 .137
Total Equity/Total Assets .007 .08
Tangible Equity/Tangible Assets .007 .08
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,013 16,004
Tier 2 Capital 6,013 1,799
Total Capital 12,026 17,905
Total Risk Weighted Assets 759,766 151,279
Leverage Ratio .61 8.678
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio .79 12.599
Total Capital Ratio 1.58 13.845

Timeline for Crescent Bank And Trust Company

Renasant Bank

Crescent Bank And Trust Company was acquired by Renasant Bank 13 years

View Profile Jul 24 2010

Futurus Bank, National Association

Acquisition: Crescent Bank And Trust Company acquired a new subsidiary, Futurus Bank, National Association, 19 years

View Profile Apr 01 2005

Futurus Financial Services, Inc.

Acquisition: Crescent Bank And Trust Company acquired a new subsidiary, Futurus Financial Services, Inc. , 19 years

View Profile Apr 01 2005

Crescent Banking Company

Crescent Banking Company became a new parent organization for Crescent Bank And Trust Company.

View Profile May 01 1992

Crescent Bank And Trust Company

Crescent Bank And Trust Company was established 34 years ago and is currently headquartered in Jasper, GA.

Aug 14 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Renasant Bank Buyer 8,520,287 Failure 7/24/2010
Futurus Bank, National Association Seller 56,488 Acquisition Discontinued 4/1/2005
Futurus Financial Services, Inc. Seller Acquisition Discontinued 4/1/2005
Relationships Role Relationship Start Relationship End
Crescent Banking Company Parent 5/1/1992 7/23/2010
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