Vitals
  • Total Assets
    529.4M 4.0 %
  • Total Deposits
    465.8M 4.6 %
  • Total Net Loans
    321.9M 5.0 %
  • Net Income
    4.5M 2.8 %
  • Book Value
    57.5M 2.2 %
  • Book Value x2
    114.9M 2.2 %
  • Book Value x3
    172.4M 2.2 %
ROAA

.88

ROAE

7.922

Efficiency Ratio

64.416

Net Interest Margin

3.19

Balance Sheet Highlights
Financial Highlights Cornerstone National Bank & Trust Company All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 529,378 290,894
Total Net Loans 321,943 191,278
Total Deposits 465,818 246,407
Total Equity 57,460 31,125
Profitability
Net Income 4,511 2,670
Return on Average Assets .88 .919
Return on Average Equity 7.922 8.247
Net Interest Margin 3.19 3.499
Efficiency Ratio 64.416 67.9
Noninterest Income/Revenue 22.106 16.598
Balance Sheet Ratios
Loan-to-Deposit 69.114 72.669
Securities/Assets .257 .191
Total Equity/Total Assets .109 .107
Tangible Equity/Tangible Assets .109 .103
Capital Adequacy
Tier 1 Common Capital 57,839 29,670
Tier 1 Capital 57,839 29,720
Tier 2 Capital 4,984 2,112
Total Capital 62,823 31,905
Total Risk Weighted Assets 396,096 212,461
Leverage Ratio 10.84 10.62
Common Equity Tier 1 Capital Ratio 14.6 16.313
Tier 1 Capital Ratio 14.6 16.329
Total Capital Ratio 15.86 17.341

Timeline for Cornerstone National Bank & Trust Company

Cornerstone National Bank & Trust Company

Cornerstone National Bank & Trust Company was established 23 years ago and is currently headquartered in Palatine, IL.

Oct 16 2000

Cornerstone Bancorp, Inc.

Cornerstone Bancorp, Inc. became a new parent organization for Cornerstone National Bank & Trust Company.

View Profile Oct 16 2000
Relationships Role Relationship Start Relationship End
Cornerstone Bancorp, Inc. Parent 10/16/2000
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