Vitals
  • Total Assets
    215.4M 11.6 %
  • Total Deposits
    176.9M 14.2 %
  • Total Net Loans
    145.5M 15.1 %
  • Net Income
    3.0M -4.7 %
  • Book Value
    21.9M 11.4 %
  • Book Value x2
    43.8M 11.4 %
  • Book Value x3
    65.6M 11.4 %
ROAA

1.485

ROAE

14.128

Efficiency Ratio

66.852

Net Interest Margin

4.647

Balance Sheet Highlights
Financial Highlights Cornerstone Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 215,446 318,289
Total Net Loans 145,505 216,383
Total Deposits 176,937 263,403
Total Equity 21,877 35,927
Profitability
Net Income 2,967 3,504
Return on Average Assets 1.485 .978
Return on Average Equity 14.128 8.333
Net Interest Margin 4.647 3.942
Efficiency Ratio 66.852 67.5
Noninterest Income/Revenue 16.905 22.229
Balance Sheet Ratios
Loan-to-Deposit 82.236 73.916
Securities/Assets .171 .179
Total Equity/Total Assets .102 .113
Tangible Equity/Tangible Assets .102 .105
Capital Adequacy
Tier 1 Common Capital 21,877 33,826
Tier 1 Capital 21,877 33,832
Tier 2 Capital 1,833 2,662
Total Capital 23,710 36,492
Total Risk Weighted Assets 161,375 231,187
Leverage Ratio 10.52 10.961
Common Equity Tier 1 Capital Ratio 13.56 16.798
Tier 1 Capital Ratio 13.56 16.813
Total Capital Ratio 14.69 17.973

Timeline for Cornerstone Bank

Eureka Bancshares, Inc.

Eureka Bancshares, Inc. became a new parent organization for Cornerstone Bank.

View Profile Mar 26 2001

Cornerstone Bank

Cornerstone Bank was established 112 years ago and is currently headquartered in Eureka Springs, AR.

May 01 1912
Relationships Role Relationship Start Relationship End
Eureka Bancshares, Inc. Parent 3/26/2001
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