Cornerstone Bank
Eureka Springs, AR — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cornerstone Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 7,960 | 11,107 |
Income from Lease Financing Receivables | — | 1 |
6 | 29 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 15 |
Income on Loans and Leases (TE) | 7,963 | 11,129 |
Investment Interest Income (TE) | 1,437 | 1,636 |
Total Interest Income (TE) | 9,452 | 12,872 |
Total Interest Expense | 1,051 | 1,430 |
Net Interest Income (TE) | 8,401 | 11,443 |
Non-Interest Income | 1,923 | 3,679 |
Adjusted Operating Income (TE) | 10,324 | 16,091 |
Non-interest Expense | 6,902 | 10,771 |
Provision for Loan & Lease Losses | 240 | 635 |
Pretax Operating Income (TE) | 3,182 | 4,580 |
Pretax Net Operating Income (TE) | 3,182 | 4,646 |
Applicable Income Taxes | — | 823 |
Net Operating Income | 2,967 | 3,504 |
Net Income | 2,967 | 3,504 |
Cash Dividends Declared | 1,316 | 2,018 |
Retained Earnings | 1,651 | 1,459 |