Vitals
  • Total Assets
    205.7M 2.1 %
  • Total Deposits
    172.2M 3.0 %
  • Total Net Loans
    58.1M -7.4 %
  • Net Income
    1.7M -5.0 %
  • Book Value
    32.8M -2.1 %
  • Book Value x2
    65.5M -2.1 %
  • Book Value x3
    98.3M -2.1 %
ROAA

.855

ROAE

5.077

Efficiency Ratio

65.098

Net Interest Margin

3.56

Balance Sheet Highlights
Financial Highlights Citizens Bank And Trust Company Of Grainger County All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 205,740 350,717
Total Net Loans 58,061 240,957
Total Deposits 172,231 296,573
Total Equity 32,762 37,152
Profitability
Net Income 1,722 3,593
Return on Average Assets .855 .956
Return on Average Equity 5.077 8.82
Net Interest Margin 3.56 4.036
Efficiency Ratio 65.098 69.386
Noninterest Income/Revenue 12.388 17.129
Balance Sheet Ratios
Loan-to-Deposit 33.711 77.925
Securities/Assets .633 .166
Total Equity/Total Assets .159 .106
Tangible Equity/Tangible Assets .159 .103
Capital Adequacy
Tier 1 Common Capital 32,853 35,983
Tier 1 Capital 32,853 36,157
Tier 2 Capital 970 2,649
Total Capital 33,823 38,803
Total Risk Weighted Assets 95,628 253,332
Leverage Ratio 16.17 10.564
Common Equity Tier 1 Capital Ratio 34.36 15.215
Tier 1 Capital Ratio 34.36 15.278
Total Capital Ratio 35.37 16.362

Timeline for Citizens Bank And Trust Company Of Grainger County

Cgc Investments, Inc.

Cgc Investments, Inc. became a new subsidiary organization for Citizens Bank And Trust Company Of Grainger County.

View Profile Oct 01 2003

Citizens Of Grainger County Financial Services, Inc.

Citizens Of Grainger County Financial Services, Inc. became a new subsidiary organization for Citizens Bank And Trust Company Of Grainger County.

View Profile Dec 27 2002

Citizens Of Grainger County Corporation

Citizens Of Grainger County Corporation became a new parent organization for Citizens Bank And Trust Company Of Grainger County.

View Profile Apr 30 1984

Citizens Bank And Trust Company Of Grainger County

Citizens Bank And Trust Company Of Grainger County was established 104 years ago and is currently headquartered in Rutledge, TN.

Nov 01 1919
Relationships Role Relationship Start Relationship End
Citizens Of Grainger County Corporation Parent 4/30/1984
Cgc Investments, Inc. Subsidary 10/1/2003 2/28/2005
Citizens Of Grainger County Financial Services, Inc. Subsidary 12/27/2002 9/30/2003
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