Vitals
  • Total Assets
    386.9M -22.2 %
  • Total Deposits
    377.7M -18.6 %
  • Total Net Loans
    258.9M -28.2 %
  • Net Income
    -5936000.0000 -536.9 %
  • Book Value
    5.1M -70.8 %
  • Book Value x2
    10.2M -70.8 %
  • Book Value x3
    15.3M -70.8 %
ROAA

-2.979

ROAE

-141.457

Efficiency Ratio

142.793

Net Interest Margin

3.667

Balance Sheet Highlights
Financial Highlights Community South Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 386,908 276,872
Total Net Loans 258,914 175,552
Total Deposits 377,672 236,215
Total Equity 5,116 28,688
Profitability
Net Income -5,936 1,169
Return on Average Assets -2.979 .762
Return on Average Equity -141.457 7.246
Net Interest Margin 3.667 3.908
Efficiency Ratio 142.793 72.339
Noninterest Income/Revenue -38.017 15.647
Balance Sheet Ratios
Loan-to-Deposit 68.555 72.122
Securities/Assets .017 .2
Total Equity/Total Assets .013 .104
Tangible Equity/Tangible Assets -.01 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,191 28,093
Tier 2 Capital 2,191 2,263
Total Capital 4,382 30,352
Total Risk Weighted Assets 327,393 188,617
Leverage Ratio .56 10.152
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio .67 15.397
Total Capital Ratio 1.34 16.595

Timeline for Community South Bank

Cb&S Bank, Inc.

Community South Bank was acquired by Cb&S Bank, Inc. 10 years

View Profile Aug 24 2013

Independent Management Group Ii, Inc

Acquisition: Community South Bank acquired a new subsidiary, Independent Management Group Ii, Inc , 19 years

View Profile Nov 30 2004

Independent Management Group Ii, Inc

Independent Management Group Ii, Inc became a new subsidiary organization for Community South Bank.

View Profile Nov 01 2003

Lewis County Bank

Acquisition: Community South Bank acquired a new subsidiary, Lewis County Bank, 23 years

View Profile Sep 15 2000

Lewis County Holdings, Inc.

Lewis County Holdings, Inc. became a new subsidiary organization for Community South Bank.

View Profile Sep 15 2000

Want to see more?

Complete timeline for Community South Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cb&S Bank, Inc. Buyer 1,546,047 Failure 8/24/2013
Independent Management Group Ii, Inc Seller Pooling of Interests Discontinued 11/30/2004
Lewis County Bank Seller 42,992 Pooling of Interests Discontinued 9/15/2000
The Bank Of Adamsville Seller 129,633 Pooling of Interests Discontinued 3/18/2000
Relationships Role Relationship Start Relationship End
Tennessee Central Bancshares, Inc. Parent 7/1/1991 8/23/2013
Community South Holdings, Inc. Subsidary 12/16/1994 8/23/2013
Sb Financial Services, Inc Subsidary 3/18/2000 8/23/2013
Independent Management Group Ii, Inc Subsidary 11/1/2003 11/29/2004
Independent Management Group I, Inc Subsidary 9/12/2000 10/31/2003
Lewis County Holdings, Inc. Subsidary 9/15/2000 10/1/2001
Adamsville Holdings, Inc. Subsidary 3/18/2000 10/1/2001
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