Vitals
  • Total Assets
    64.9M -2.7 %
  • Total Deposits
    56.5M -4.5 %
  • Total Net Loans
    38.8M -7.2 %
  • Net Income
  • Book Value
    6.3M 23.5 %
  • Book Value x2
    12.6M 23.5 %
  • Book Value x3
    18.9M 23.5 %
ROAA

ROAE

Efficiency Ratio

102.17

Net Interest Margin

2.914

Balance Sheet Highlights
Financial Highlights Community Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 64,881 90,846
Total Net Loans 38,813 59,755
Total Deposits 56,466 73,732
Total Equity 6,296 9,159
Profitability
Net Income — 287
Return on Average Assets — 1.202
Return on Average Equity — 11.848
Net Interest Margin 2.914 3.865
Efficiency Ratio 102.17 60.352
Noninterest Income/Revenue 6 10.115
Balance Sheet Ratios
Loan-to-Deposit 68.737 77.656
Securities/Assets .263 .4
Total Equity/Total Assets .097 .101
Tangible Equity/Tangible Assets .097 .068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,531 8,761
Tier 2 Capital 503 708
Total Capital 7,034 9,461
Total Risk Weighted Assets 44,774 64,525
Leverage Ratio 9.85 10.008
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.59 14.802
Total Capital Ratio 15.71 15.893

Timeline for Community Savings Bank

Community Savings Bank

Community Savings Bank was acquired by Community Savings Bank 18 years

View Profile Jun 20 2005

Community Savings Bank

Community Savings Bank was established 26 years ago and is currently headquartered in Robins, IA.

Sep 22 1997

Community Financial Corp.

Community Financial Corp. became a new parent organization for Community Savings Bank.

View Profile Sep 22 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Savings Bank Buyer 421,375 Pooling of Interests Discontinued 6/20/2005
Relationships Role Relationship Start Relationship End
Community Financial Corp. Parent 9/22/1997 6/19/2005
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