Vitals
  • Total Assets
    431.0M 11.7 %
  • Total Deposits
    350.3M 11.7 %
  • Total Net Loans
    323.6M 10.5 %
  • Net Income
    2.1M -27.2 %
  • Book Value
    42.1M 2.7 %
  • Book Value x2
    84.1M 2.7 %
  • Book Value x3
    126.2M 2.7 %
ROAA

.514

ROAE

4.87

Efficiency Ratio

65.645

Net Interest Margin

3.951

Balance Sheet Highlights
Financial Highlights Community Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 430,978 198,346
Total Net Loans 323,636 133,864
Total Deposits 350,342 165,124
Total Equity 42,052 22,060
Profitability
Net Income 2,121 2,310
Return on Average Assets .514 1.15
Return on Average Equity 4.87 9.92
Net Interest Margin 3.951 3.587
Efficiency Ratio 65.645 60.34
Noninterest Income/Revenue 10.816 13.494
Balance Sheet Ratios
Loan-to-Deposit 92.377 77.091
Securities/Assets .166 .197
Total Equity/Total Assets .098 .111
Tangible Equity/Tangible Assets .086 .107
Capital Adequacy
Tier 1 Common Capital 39,887 21,135
Tier 1 Capital 39,887 21,140
Tier 2 Capital 3,696 1,625
Total Capital 43,583 22,777
Total Risk Weighted Assets 342,021 151,308
Leverage Ratio 9.38 10.944
Common Equity Tier 1 Capital Ratio 11.66 15.631
Tier 1 Capital Ratio 11.66 15.631
Total Capital Ratio 12.74 16.675

Timeline for Community Savings Bank

Linn County State Bank

Acquisition: Community Savings Bank acquired a new subsidiary, Linn County State Bank, 7 years

View Profile Jun 04 2016

The Garnavillo Savings Bank

Acquisition: Community Savings Bank acquired a new subsidiary, The Garnavillo Savings Bank, 8 years

View Profile Oct 01 2015

Community Savings Bank

Acquisition: Community Savings Bank acquired a new subsidiary, Community Savings Bank, 18 years

View Profile Jun 20 2005

Community Financial Services, Inc.

Community Financial Services, Inc. became a new subsidiary organization for Community Savings Bank.

View Profile Sep 30 1992

Statesman Federal Savings Bank

Acquisition: Community Savings Bank acquired a new subsidiary, Statesman Federal Savings Bank, 33 years

View Profile Mar 02 1991

Want to see more?

Complete timeline for Community Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Linn County State Bank Seller 36,687 Pooling of Interests Discontinued 6/4/2016
The Garnavillo Savings Bank Seller 40,511 Acquisition Discontinued 10/1/2015
Community Savings Bank Seller 64,881 Pooling of Interests Discontinued 6/20/2005
Statesman Federal Savings Bank Seller 422,121 Failure 3/2/1991
The State Bank Of Earlville Seller 16,162 Discontinued 1/5/1989
Relationships Role Relationship Start Relationship End
Community Financial Corp. Parent 11/6/1985
Community Financial Services, Inc. Subsidary 9/30/1992 12/30/1998
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