Efficiency Ratio Over Time
Efficiency Ratio Community Savings Bank All Insured Commercial Banks in Iowa
03-31-2005 102.17 60.352
12-31-2004 83.005 60.659
09-30-2004 82.67 59.313
06-30-2004 83.096 59.954
03-31-2004 87.1 60.454
12-31-2003 78.635 60.721
09-30-2003 73.699 59.436
06-30-2003 72.159 59.565
03-31-2003 73.474 60.143
12-31-2002 72.39 59.278