Community Savings Bank
Robins, IA — Domestic Branch of a Domestic Bank
Acquired Jun 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 658 | 945 |
Income from Lease Financing Receivables | — | 37 |
— | 19 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 658 | 952 |
Investment Interest Income (TE) | 166 | 242 |
Total Interest Income (TE) | 846 | 1,212 |
Total Interest Expense | 393 | 396 |
Net Interest Income (TE) | 453 | 815 |
Non-Interest Income | 54 | 136 |
Adjusted Operating Income (TE) | 507 | 958 |
Non-interest Expense | 518 | 562 |
Provision for Loan & Lease Losses | 20 | 64 |
Pretax Operating Income (TE) | — | 382 |
Pretax Net Operating Income (TE) | — | 383 |
Applicable Income Taxes | — | 99 |
Net Operating Income | — | 287 |
Net Income | — | 287 |
Cash Dividends Declared | — | 392 |
Retained Earnings | — | 282 |