Vitals
  • Total Assets
    70.9M 6.0 %
  • Total Deposits
    62.2M -1.3 %
  • Total Net Loans
    48.6M 2.6 %
  • Net Income
    -1428000.0000 3.4 %
  • Book Value
    7.5M 107.8 %
  • Book Value x2
    14.9M 107.8 %
  • Book Value x3
    22.4M 107.8 %
ROAA

-2.14

ROAE

-33.436

Efficiency Ratio

127.606

Net Interest Margin

4.397

Balance Sheet Highlights
Financial Highlights Osb Community Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 70,874 330,697
Total Net Loans 48,609 227,599
Total Deposits 62,249 278,247
Total Equity 7,454 33,935
Profitability
Net Income -1,428 3,589
Return on Average Assets -2.14 .954
Return on Average Equity -33.436 8.772
Net Interest Margin 4.397 3.821
Efficiency Ratio 127.606 71.925
Noninterest Income/Revenue 10.843 24.061
Balance Sheet Ratios
Loan-to-Deposit 78.088 76.845
Securities/Assets .022 .16
Total Equity/Total Assets .105 .103
Tangible Equity/Tangible Assets .105 .098
Capital Adequacy
Tier 1 Common Capital 7,341 32,553
Tier 1 Capital 7,341 32,664
Tier 2 Capital 622 2,479
Total Capital 7,963 35,133
Total Risk Weighted Assets 49,090 242,208
Leverage Ratio 10.68 10.341
Common Equity Tier 1 Capital Ratio 14.95 15.339
Tier 1 Capital Ratio 14.95 15.393
Total Capital Ratio 16.22 16.423

Timeline for Osb Community Bank

Osb Community Bank

Osb Community Bank was established 116 years ago and is currently headquartered in Brooklyn, MI.

Oct 01 1907
Relationships Role Relationship Start Relationship End
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