Vitals
  • Total Assets
    56.8M 0.2 %
  • Total Deposits
    51.3M -0.5 %
  • Total Net Loans
    11.5M -9.7 %
  • Net Income
    769000.0000 19.4 %
  • Book Value
    5.0M 7.3 %
  • Book Value x2
    10.0M 7.3 %
  • Book Value x3
    15.0M 7.3 %
ROAA

1.396

ROAE

15.978

Efficiency Ratio

65.992

Net Interest Margin

3.453

Balance Sheet Highlights
Financial Highlights Commercial State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 56,778 153,044
Total Net Loans 11,481 86,588
Total Deposits 51,334 130,921
Total Equity 5,011 15,202
Profitability
Net Income 769 4,075
Return on Average Assets 1.396 1.437
Return on Average Equity 15.978 14.713
Net Interest Margin 3.453 4.615
Efficiency Ratio 65.992 66.288
Noninterest Income/Revenue 13.765 13.739
Balance Sheet Ratios
Loan-to-Deposit 22.365 62.239
Securities/Assets .22 .663
Total Equity/Total Assets .088 .099
Tangible Equity/Tangible Assets .088 -.21
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,055 14,459
Tier 2 Capital 226 1,005
Total Capital 5,281 15,454
Total Risk Weighted Assets 17,737 98,323
Leverage Ratio 9.14 10.112
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 28.5 16.99
Total Capital Ratio 29.77 18.005

Timeline for Commercial State Bank

International Bank Of Commerce

Commercial State Bank was acquired by International Bank Of Commerce 17 years

View Profile Mar 17 2007

Swfc Delaware Financial Corporation

Swfc Delaware Financial Corporation became a new parent organization for Commercial State Bank.

View Profile Dec 22 1994

Southwest First Community, Inc.

Southwest First Community, Inc. became a new parent organization for Commercial State Bank.

View Profile Feb 27 1984

American Corporation

American Corporation became a new parent organization for Commercial State Bank.

View Profile Aug 31 1967

Commercial State Bank

Commercial State Bank was established 115 years ago and is currently headquartered in Sinton, TX.

Feb 01 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
International Bank Of Commerce Buyer 9,855,915 Acquisition Discontinued 3/17/2007
Relationships Role Relationship Start Relationship End
Swfc Delaware Financial Corporation Parent 12/22/1994 3/16/2007
Southwest First Community, Inc. Parent 2/27/1984 12/21/1994
American Corporation Parent 12/31/1982 2/26/1984
American Corporation Parent 12/31/1981 12/30/1982
American Corporation Parent 12/31/1980 12/30/1981
American Corporation Parent 10/15/1970 12/30/1980
American Corporation Parent 8/31/1967 10/14/1970
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