Vitals
  • Total Assets
    9.8B 1.4 %
  • Total Deposits
    7.1B 1.0 %
  • Total Net Loans
    5.2B -0.7 %
  • Net Income
    105.9M -1.8 %
  • Book Value
    1.4B 1.8 %
  • Book Value x2
    2.9B 1.8 %
  • Book Value x3
    4.3B 1.8 %
ROAA

1.088

ROAE

7.323

Efficiency Ratio

57.49

Net Interest Margin

3.476

Balance Sheet Highlights
Financial Highlights International Bank Of Commerce All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 9,767,095 358,087
Total Net Loans 5,180,226 213,533
Total Deposits 7,052,135 308,027
Total Equity 1,442,595 38,740
Profitability
Net Income 105,905 3,845
Return on Average Assets 1.088 1.025
Return on Average Equity 7.323 9.415
Net Interest Margin 3.476 3.773
Efficiency Ratio 57.49 66.762
Noninterest Income/Revenue 28.936 16.375
Balance Sheet Ratios
Loan-to-Deposit 73.456 65.494
Securities/Assets .326 .214
Total Equity/Total Assets .148 .108
Tangible Equity/Tangible Assets .12 .104
Capital Adequacy
Tier 1 Common Capital 1,201,527 37,278
Tier 1 Capital 1,201,527 37,303
Tier 2 Capital 59,359 2,526
Total Capital 1,260,886 39,866
Total Risk Weighted Assets 7,226,176 237,367
Leverage Ratio 12.5 10.563
Common Equity Tier 1 Capital Ratio 16.63 18.073
Tier 1 Capital Ratio 16.63 18.097
Total Capital Ratio 17.45 19.169

Timeline for International Bank Of Commerce

Diamond Beach Holdings, Llc

Diamond Beach Holdings, Llc became a new subsidiary organization for International Bank Of Commerce.

View Profile May 31 2012

Purcell Outdoor Investments, Llc

Purcell Outdoor Investments, Llc became a new subsidiary organization for International Bank Of Commerce.

View Profile Oct 09 2007

Commercial State Bank

Acquisition: International Bank Of Commerce acquired a new subsidiary, Commercial State Bank, 17 years

View Profile Mar 17 2007

Local Oklahoma Bank

Acquisition: International Bank Of Commerce acquired a new subsidiary, Local Oklahoma Bank, 19 years

View Profile Jun 19 2004

Ibc Investments Corporation

Ibc Investments Corporation became a new subsidiary organization for International Bank Of Commerce.

View Profile Jun 19 2004

Want to see more?

Complete timeline for International Bank Of Commerce is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commercial State Bank Seller 56,778 Acquisition Discontinued 3/17/2007
Local Oklahoma Bank Seller 2,865,077 Acquisition Discontinued 6/19/2004
Nbc Bank, National Association Seller 600,206 Acquisition Discontinued 1/1/2002
University Bank Seller 228,147 Pooling of Interests Discontinued 11/6/1997
River Valley Bank, Fsb Seller 163,831 Acquisition Discontinued 6/28/1996
Stone Oak National Bank Seller 19,168 Pooling of Interests Discontinued 9/9/1995
Bank Of Corpus Christi Seller 80,469 Acquisition Discontinued 2/1/1995
First State Bank And Trust Company Seller 256,260 Discontinued 9/1/1994
Castle Hills National Bank Seller 13,769 Failure 6/26/1992
Travis Federal Savings And Loan Association Seller 237,659 Failure 6/22/1991
Valley Federal Savings Association Seller 460,073 Failure 6/30/1990
International Bank Of Commerce, National Association, San An Seller 68,250 Discontinued 5/1/1989
Relationships Role Relationship Start Relationship End
Ibc Subsidiary Corporation Parent 7/1/1990
International Bancshares Corporation Parent 7/28/1980 6/30/1990
Ibc Insurance Agency, Ltd Subsidary 7/25/2000
Ibc Laredo Securities Corporation Subsidary 6/30/2007
Interbock, Inc. Subsidary 6/30/2007
Ibc Insurance Management, Llc Subsidary 10/23/2001
Diamond Beach Holdings, Llc Subsidary 5/31/2012
Leasco 2, Inc. Subsidary 6/30/2007 9/30/2012
602 South Corporation Subsidary 6/30/2007 12/16/2011
Ibc Investments Corporation Subsidary 6/30/2007 10/31/2011
Ibc Financial Services, Inc. Subsidary 6/30/2007 3/31/2010
Leaseco 1, Inc. Subsidary 6/18/2004 12/31/2009
Purcell Outdoor Investments, Llc Subsidary 10/9/2007 3/31/2009
Ibc Investments Corporation Subsidary 6/19/2004 6/29/2007
Ibc Laredo Securities Corporation Subsidary 12/13/1991 6/29/2007
Interbock, Inc. Subsidary 5/27/1993 6/29/2007
Ibc Financial Services, Inc. Subsidary 9/1/1977 6/29/2007
602 South Corporation Subsidary 7/29/1999 6/29/2007
Leasco 2, Inc. Subsidary 6/18/2004 6/29/2007
First Capital Group Of Texas Ii, L.P. Subsidary 10/16/1995 4/30/2007
Ibc Aircraft Services, Inc. Subsidary 9/29/1999 11/30/2006
Mann Road, Inc. Subsidary 1/6/1993 11/22/2004
Similar Organizations
Organization City State Total Assets
Wesbanco Bank, Inc.
 		Wheeling WV 9.8B
Columbia State Bank
 		Tacoma WA 9.6B
Bmw Bank Of North America
 		Salt Lake City UT 9.9B
Banner Bank
 		Walla Walla WA 9.6B
Eastern Bank
 		Boston MA 10.0B
United Community Bank
 		Blairsville GA 10.3B
Glacier Bank
 		Kalispell MT 9.3B
Israel Discount Bank Of New York
 		New York NY 9.4B
Pinnacle Bank
 		Nashville TN 10.9B
South State Bank
 		Columbia SC 8.8B