Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Commercial State Bank All Insured Commercial Banks in Texas
12-31-2006 28.5 16.99
09-30-2006 26.72 17.244
06-30-2006 24.49 17.115
03-31-2006 25.25 17.048
12-31-2005 23.58 16.861
09-30-2005 23.79 17.138
06-30-2005 22.05 17.245
03-31-2005 23.23 17.369
12-31-2004 23 17.12
09-30-2004 24.06 17.344
06-30-2004 23.54 17.209
03-31-2004 26.07 17.325
12-31-2003 24.01 17.049
09-30-2003 27.47 17.144
06-30-2003 26.47 16.9
03-31-2003 27.7 16.919
12-31-2002 24.68 16.71